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It really just depends on the type of policy you bought and what is the cause of the damage to the drain pipe. If it broke from freezing or another covered peril it's probably covered.
Most homeowners Insurance Policies will not cover foundation damage nor pipes embedded in in or below a slab foundation unless the damage is the result of a covered peril.
There are endorsements that some companies offer to provide coverage for foundation or ground movement as well.
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Does your home owners insurance cover your foundation?
No.
Does home owners insurance cover broken furnace?
Insurance will not typically cover a broken furnace due to the wear, tear and deterioration exclusion. Some reasons insurance company will cover a broken furnace if it was vandalized, damaged by fire or water.
Does met life basic insurance cover a broken pipe under your house?
Most home owners policies will cover it unless the water from the broken pipe did not cause any damage to the property.
Will home owners insurance cover a broken pipe under the slab on your home?
Probably not. It should cover any damage done by the break, but not the break itself.
Will home owners insurance cover a cracked sewer line in your foundation?
It may depend on the specific policy. Some home owners insurance policies may cover damage to a cracked sewer line within the foundation if it was caused by a covered peril, such as a sudden burst pipe. However, it's important to review the details of your policy and contact your insurance provider for clarification.
Does homeowners' insurance cover foundation repairs?
No. Unless the foundation problem happened because of an earthquake or flood (and you have insurance to cover both catastrophic events), then your insurance will not cover something that has degenerated with time.
Does insurance cover foundation leak after flood?
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Does home owners insurance cover broken windows?
Yes, but it may not be worth making a claim. I had my glass door window broken by a guy doing my lawn and when I called the insurance it was cheaper for me to just get it fixed than to pay the deductible . Call the company.
Does home owners insurance cover vandalism?
I beliieve it does.
Will renters insurance cover a broken laptop?
no
Does home owners insurance cover water damage caused by the neighbor?
cover
