Tags Insurance Homeowner's Insurance Q&A

Animals & Plants Arts & Entertainment Auto Beauty & Health Books and Literature Business Electronics Engineering & Technology Food & Drink History Hobbies Jobs & Education Law & Government Math People & Society Science Social Studies Sports Travel & Places

0

Auto>General Auto

Does homeowners' insurance cover foundation repairs?

Anonymous

∙ 18y ago

Updated: 9/11/2023

No. Unless the foundation problem happened because of an earthquake or flood (and you have insurance to cover both catastrophic events), then your insurance will not cover something that has degenerated with time.

Wiki User

∙ 18y ago

Still curious? Ask our experts.

Chat with our AI personalities

Professor

I will give you the most educated answer.

Chat with Professor

Lao

The path is yours to walk; I am only here to hold up a mirror.

Chat with Lao

Taiga

Every great hero faces trials, and you—yes, YOU—are no exception!

Chat with Taiga

Add your answer:

Earn +20 pts

Q: Does homeowners' insurance cover foundation repairs?

Write your answer...

Submit

Still have questions?

imp

Trending Questions

What happens when a radiator reservoir is cracked? Is egging a car illegal? In Ohio if an uninsured unlicensed driver is driving your car without permission and hits a car and you have insurance are you responsible? Where can one find used SEAT Ibiza cars for sale? What companies offer cheap women's car insurance? How long do speeding points stay on license in England? Where can one find cheap rims for sale? Which car companies provide a free auto tune up? Can you abort at 30 weeks? How do car auctions work? Which car is Damon Salvatore driving? Why do your car brakes squeak? What you need worked on to stop car from jerking? What color curb marking means parking is permitted for a limited time and the time is either posted on a sign or curb? Can they reposses your second car for the first defaulted car? What insurance covers homeowners falls in his home? What does ATF mean in car? Will diluted bleach damage the clear paint coat on a car in order to kill algae? 328 is the code of insurance company what is the name ofinsurance company? What is the average cost of home owners insurance in your area?

Related Questions

Is it possible to purchase additional homeowners insurance to cover foundation and related repairs?

Home policies include this coverage. These are necessary repairs for a large or total loss. I never have known for this to be excluded.

Does insurance cover foundation leak after flood?

"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.

Will homeowners insurance cover damaged the foundation settling caused by drought?

No. Movement of earth is specifically excluded by homeowners insurance. This is the fault of the builder for not compacting the earth properly and providing the proper foundation. Home insurance was not made to cover such.

Will homeowners insurance cover pool plaster repairs?

wear and tear, deterioration is not covered

Does homeowners policy cover the cost of plumbing repairs?

Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.

Does homeowners insurance cover your patio repairs cause by a storm and the cost of removal of trees that caused the damage?

Yup.

Does home insurance usually cover repairs to storm damages?

Most homeowners insurance policies cover repairs caused by storm damage, however you will have to check your policy to be certain. Usually, you will have a fixed amount of time to claim damages.

Will homeowners insurance cover damaged tile from the foundation setteling?

No, that is a maintenance issue. Insurance companies don't pay for maintenance on your house.

Will homeowners insurance cover a cracked foundation caused by an earthquake?

Typically, standard homeowners insurance policies do not cover damage to a foundation caused by earthquakes. You would need to purchase a separate earthquake insurance policy or rider to have coverage for this type of damage.

Does allstate homeowners insurance cover condensation leaking from AC ducting damage?

No, your homeowners insurance does not cover AC maintenance issues. however, depending on the type of policy you purchased, it may cover resulting structural damage after you have completed the necessary repairs to your AC system.

Will homeowners insurance cover a foundation that is cracking?

No unless the foundation crack was caused by something like an earthquake. Normal wear and tear is not covered.

Does homeowners insurance cover foreclosure?

No. Homeowners Insurance does not cover the owners default on a mortgage note.

Resources

Top Categories

Product

Company

Copyright ©2025 Infospace Holdings LLC, A System1 Company. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Answers.