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If you reported the accident at the time, yes, usually.

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13y ago

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How long do you have to report an accident to your insurance in Ontario?

When you are involved in an accident involving injury or property damage, you need to report it to your agent, broker, or insurance company within seven days, regardless of who is at fault. If you are unable to report it within seven days, report it as soon as possible after that. If you don't report your accident within a reasonable amount of time, your insurance company may not have to honour your claim. http://www.fsco.gov.on.ca/english/insurance/auto/after_auto_accident_ENG.pdf


Can an insurance company ask you for reimbursement seven months after a claim is settled?

Not unless they have detected and proven fraud on your part. Otherwise NO, they cannot.


Will insurance company pay for an accident for a non license driver?

The insurance company will make you use your uninsured motorist coverage to pay for a person whose license has been revoked or who does not have insurance when they hit you, and even when it is totally their fault. Just pray the two of you don't have the same insurance company. IF the other person has coverage on their car; but their license is revoked, and you have the same insurance company, my experience is that you will be cheated out of everything that insurance company can cheat you out of. Mine even cheated me out of the car rental I had on my policy, when it was totally the fault of the driver with revoked license--told me I had only seven days of car rental to buy another car; when my policy had 30 days of car rental. This happened in Maryland, where the Insurance ADmin. protects the insurance company before the driver--this is my experience and opinion.


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We are a reputed insurance consulting company which has been providing quality insurance coverage and guidance to people & businesses for over 7 years?

Oh, dude, that's like super cool! So, you're like the insurance gurus, huh? Seven years in the game, that's like a lifetime in insurance years, right? Keep spreading that insurance wisdom, my dudes!


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