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Will homeowners insurance cover a cracked foundation that the previous owners hid under carpeting?
Updated: 9/11/2023
NO... Buyer Beware,
Homeowners insurance policies do not cover pre-existing damage. They also typically exclude damage resulting from "ground movement" as this is a normal expected occurrence throughout the life of a home.
You would look to your buyers home warranty for coverage of an un-disclosed defect of the home you purchased.
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