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No, the policy is only for occurrences between the coverage dates. You likely didn't start the policy until the closing date so previous damage would not be covered.

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Q: Does homeowners insurance cover damages that the previous owner failed to disclose?
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Related questions

Will homeowners insurance cover the damages to a uninsured vehicle on the property?

No, homeowners insurance excludes vehicles.


Does homeowners insurance cover the root cause?

No. homeowners insurance covers resulting damages of the covered perils.


Is the theft of a dog insured by homeowners policy?

No, homeowners insurance is Property Insurance, it does not cover loses or damages resulting from our choice of pet ownership.


Will homeowners insurance cover damage to personal vehicles at the home caused by someone else?

Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.


When you purchase homeowners insurance why do they have to take pictures of the house and do they take just the outside or do they do the inside as well?

Insurance agencies take pictures of the outside of your home to document any previous damages. Whether they take pictures of the inside is at their discretion.


Does homeowner insurance cover damages made by your car to your neibord house?

Your Auto Liability Insurance will offer coverages for damages resulting from automobile ownership. Homeowners Insurance does not cover autos or auto accidents.


Will the home owners insurance cover if my vehicle hit my garage wall?

No,, That would be covered under your auto insurance policy. Homeowners insurance does not cover damages to street vehicles.


What does homeowners insurance pay for in case of damage to your house?

Your Homeowners insurance policy will pay for damages that result from the covered perils specified on your insurance policy subject to the policy limits and any deductibles listed therein.


Does homeowners insurance cover rental property damages?

No, you would need to purchase an Insurance policy for your Rental Property. Sometimes referred to as landlords Insurance.


Whose insurance is responsible if a tree on your property falls and damages another person's vehicle during clear weather?

Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.


Are prescription eyeglasses covered by homeowners if destroyed by the dog?

Homeowners insurance does not provide coverage for normal and expected damages that can arise incidental to our choice of pet ownership.


Does homeowners insurance cover cat damage to new furniture?

No, Your home insurance policy will not cover normal and expected damages that result from our choice of pet.