Haven't seen a policy yet that will cover maintenance.
AnswerFailure to maintain your home and property indicates a "Moral Hazard" to the insurer. and waiting for a rotten tree"to fall onto your house for them to cover it" is basically a form of "Insurance Fraud" due to the homeowners intentional act of "Planned Negligence" designed to defraud the insurance company and neglect your maintenance duties.Your home insurance does not provide coverage for maintenance of your home and property any more than your Auto Insurer would be expected to pay for your cars regular tuneups, tire changes or oil changes.
Home insurance is also known as "Accident and Hazard Insurance" It does not cover damage that results from the Home owners intentional neglect, If you just wait for the rotten tree to fall then that is not an accident, it is intentional and any resulting damage would not be covered by your home insurance policy.
Most likely your insurance company would either cancel or non renew your policy if this plays out the way your thinking it should and you would be hard pressed to find another company willing to accept you.
Landscaping and lawn maintenance is a normal expected part of home ownership and is not covered under a home insurance policy. Failure to properly maintain your property can result in a denial of coverage. Failure to mitigate a known hazard such as an obviously dead and rotting tree that could damage your property could be considered gross negligence or even fraud and can result in cancellation of the home insurance policy altogether due to a perceived moral hazard (immorality) on the part of the insured.
Certain types of "Moral Hazards" such as neglect and fraud could cause a home owner to find themselves un-insurable by any company.
Taking a visit to the actual building can sometimes be a pest. The chances of you having to sit and wait a while is very high. It can be dangerous if you don't know what your doing. I myself believe it is better to buy your new homeowners insurance online.
imagine all that food rotting on your teeth.
If you are taking insurance classes at an institution of higher learning that is able to offer credits you will be able to take insurance classes for credit.
If you are taking your car, you will have to contact your insurance agent. If you are not taking your car with you, you could cancel your insurance for the time you will be gone.
When looking for affordable home insurance it is important to request quotes from many insurance providers. Those who shop around for their home insurance tend to find the best deals available for their home insurance market. Home insurance costs depend largely on the location of the home, how susceptible it will be to natural disasters, like hurricanes and earthquakes, as well as other factors. Homeowners can typically save by increasing their deductible to a manageable rate. Others find affordable home insurance by taking advantage of loyalty programs offered by insurance companies ‰ÛÒ
Sure, if the roof falls on it, or there's a fire. But it won't cover anything that happens on the road. Check in with your insurance agent. Most homeowner policies exclude damage of any kind to automobiles.
The answer for whatever exam you are taking is "premium".
By "Obama Health," I assume you mean, health insurance reform. The government will not be taking over any private insurance provider as a result of health insurance reform.
Most states in the country allow insurance discounts for taking a defensive driving course. It is up to each individual insurance company how much that discount will be.
If you are taking it out on the street then you will need motorcycle insurance. If you are traveling on your property then your homeowner insurance will cover it.
If your insurance company is offering auto repair insurance, you have the option of taking your vehicle to your own mechanic. Taking your vehicle to a personal mechanic rather than one chosen by your insurance company eliminates the doubts.
your mo.mhaha got em