If you have the proper coverage it will pay with no problem. Your liability insurance will pay for the damage to replace the power pole to the utility company which will demand replacement costs. Your collision coverage will pay for damage to your vehicle. Loss of use coverage will pay for a rental vehicle while your vehicle is being fixed and if not drivable, it will pay for the rental car from the time of the accident until the vehicle is fixed up to the limit, which is usually 30 days maximum. Towing and labor will pay for your vehicle to be towed from the scene to the body shop or your home. Medical Payments coverage will pay for injuries to yourself and/or any passengers in your vehicle. Work Loss coverage will pay for your time out of work if your injuries require you to miss work up to the limits in the policy. There may be others if included in your policy. These coverages must be chosen by you to be included on your policy and that is if they are offered in your State.
you pay out-of-the pocket expenses.
Yes; as long as you have collision coverage for your vehicle. You will only be out of pocket for your deductible.
The insurance will pay for the car you hit.
No, You just need to call the utility company. They will take care of their pole. If a car hit the pole, The drivers auto liability insurance could pay the utility pole owner for the cost of repairs.
If you are driving their car and hit their car, then their insurance will pay for the damage on both cars. If you are driving your car and hit their car, then your insurance will pay for the damage on both cars.
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
car insurance
The other person pays.
Yes.
You hit the other car, so yes, you need to pay to have the other car fixed. Your insurance should do this. If not, it is out of your pocket.
If you have full coverage on your car, then your insurance should pay. But if all you have is liability insurance, then no, it won't pay to fix your car. But there is a chance that your uninsured motorists coverage will pay for the damages, if you have it.
NO. This is considered weather related and at-fault. Sorry. I'm a broker and I have to tell ppl all the time!