answersLogoWhite

0

Yes, as long as the car is parked on private property. Cars stored on private property and not "in service" are the same as any other property, If the insured runs into your parked car our your house the insurance will pay.

That's not quite correct. If the damage was intentional, meaning that the driver of the insured car deliberately struck the uninsured parked car, then the At Fault driver's insurance will NOT pay because of a clause in the policy that excludes coverage for 'intentional acts' like criminal activity (which is what this is). So the parked car's owner would have to pursue a civil case against the at fault driver and try to collect against their personal assets.

User Avatar

Wiki User

12y ago

What else can I help you with?

Related Questions

If a uninsured car is parked and hit by an insured car will the insured cars insurance company pay for damages?

Only if the insured car was at fault.


Uninsured driver driving insured car is he covered?

If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.


What is the uninsured motorist clause about in the US?

The clause in a policy of insurance on a motorcycle, provides that if the owner of the motorcycle is injured by a negligent driver of another vehicle who doesn't have liability or insurance, then the insurance company will pay its insured's damages.


Will an insured liability cover damages and injuries caused by an intentional criminal act?

It depends on what your saying. Was the intentional act, an act of the insured or was the insured the victim of a crime willfully caused by another. If you are the victim of a crime then your insurance may cover your losses. If so, your loss would not be covered under the liability portion of your own policy though, it would be covered under your comprehensive coverage. A person can not be liable to oneself. Losses and damages that arise from the Intentional acts, Criminal actions, Wanton negligence etc. of the insured are typically excluded from an insurance policy. Insurance is designed to cover unforeseen losses, accidental losses and catastrophic losses not willfully inflicted by the insured. Insurance would never be able affordable to anyone if it was expected to cover willfully inflicted losses of an insured.


What does stacked uninsured motorist coverage mean and will it get your car fixed by insurance?

"Stacked" refers to uninsured motorist coverage, not to liability or physical damage coverage. In essence, if there are two cars in a household, both with insured motorist coverage, the uninsured motorist limits of the cars can be "stacked"--added together. Naturally, this will only make a difference if the severity of the injury and the clarity of the liability is such as to warrant that size of a payment to the insured. Keep in mind that the assessment of damages by an insurer in an uninsured motorist claim is similar to that done by a liability insurer in a third-party claim. Note also that some states have "anti-stacking" statutes which prohibit the stacking of ininsured motorist limits.


If an insured driver was driving your uninsured car would their insurance cover an accident?

Only if the driver was responsible and only for his liability


What does uninsured motorist and under insured motorist insurance cover?

Uninsured motorist coverage pays damages for bodily injuries when the at-fault driver or owner of a vehicle has no bodily injury liability coverage. It pays an amount up to the amount purchased by the insured, and is generally not a required coverage. In those states that utilize a comparative negligence rule of determining fault for a collision, the amount that the inured party can recover is reduced by the amount of liability attributable to him/her. In that respect, it operates similarly to the evaluation of the injury and damages if the at-fault party did have bodily injury liability coverage. Underinsured motorist coverage serves essentially the same purpose. However, it is triggered when the at-fault party's bodily injury liability coverage is less than the injured party's uninsured motorist coverage. Further, in order to be triggered, the "value" of the injury must exceed the liability coverage of the at-fault party.


In New Zealand if an uninsured drivers car is hit by an insured drivercar will the insured drivers insurance still pay for the damages to the uninsured car?

In most cases if you are fully insured then your insurance will pay for the uninsured driver's car. However if it is only a third party insurance then most likely you have no cover if it is your fault. However it depends on the insurance company and the policy that you signed.


What is the definition of third party liability?

third party liability coverage is personal liability coverage that protects the customer from damages they incur due to the wrongful acts of others when the liable person is uninsured or underinsured. The coverage is designed to cover bodily injury, property damage and personal injury resulting from occurrences not involving an auto in which a liable third party is at fault, but is uninsured or underinsured. For example, this would cover a policyholder if a dog attacks his child and the dog owner is not insured or is underinsured, or if a policyholder is injured at a party on a deck that collapses and the homeowner is not insured or is underinsured.


Will progressive insurance pay for an uninsured vehicle if the at fault vehicle was insured by them?

The insurance status of the victim's vehicle is irrelevant. The at-fault insurance company will pay for your damages whether your car is insured or not.


What does an insured driver with liability do when they hit an uninsured driver?

your insurance contract will say something like, ''promptly report all losses'' you should report it to your company..........it doesn't matter that other vehicle is uninsured.......if you are liable you are liable, and owe for his damage, whether or not he is insured......


If an insured person hit an uninsured person will the insured persons insurance pay for the damage?

Depends on the state.. and if the state is a "no-fault" state. Typically, in a no fault state, the person at fault pays for damages incurred. In a no-fault state (such as Michigan), each person pays for their own damages.

Trending Questions
What do you do to your Yamaha razz if it will only run on choke? If you have PLPD and are involved in an accident does their insurance cover your car? What is the fire property protection class for Crystal Falls MI? How many decibels does an average car make? How long does it take to flip an used car Average time? Can you take zoxil and adco-metronida together? Which is the fuel line and which is the return line? What would fix emergency 4-way flasher in a 98 VW Jetta TDI when the outside lights won't flash but the red indicator light on the module lights up steadily and turn signals are normal? Who is at fault if I back into a car parked CROOKED and wrong? Should you use 2 or 4 tire chains on an all-wheel-drive car? How cheap can you do a car wash? You wrecked your friends car it was your fault they had no insurance nor do you what type of insurance do you need that will cover you when you drive some else's car? Is there a difference in the block heads of a 1971 gm 350 and 2000 gm 350? Can someone else insure your car even if they do not live at the same address? Can a person cancel an auto insurance policy at any time from the date the policy? How many seconds should you scan ahead when driving? How do you open seat on sinnis spirit? How many points can you get on your license for a seat belt ticket in new jersey? Can I get a traffic ticket for not having a license plate light? 01 Dodge grand caravan Steering wheel wobbles up to 30 mph but over 30 wobble seems to go away?