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Most insurance companies want a police crime report number before a settlement is reached.

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Q: Will an insurance company pay if there was no police report?
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If there is a Single car accident and no police report is filed and we drove car home will the insurance company pay?

As long as you have coverage, yes the insurance company will pay. All you have to do is call them and report the loss.


Can the insurance company make you pay for accident without police report?

Yes, of course. If you are liable for the damages you are required by law to cover the losses. Having a police report or not having a police report has no bearing on your liability and resulting financial responsibilities. Although most minor accidents do not merit a police report, the insurance companies recommend an accident report be filed whenever possible to document the occurrence and protect the drivers and the company from individuals who may later try to shirk their financial responsibilities. If you have insurance then your insurance company will cover the loss for you up to your policy limits. If you are uninsured then you are required to pay the damages yourself.


Someone hit my car we decide not to go through insurance He didn't pay So I went through insurance He now told his insurance company someone hit him And they will not pay out to fix my car?

Once you decided to not go through insurance and not file a police report, you left yourself open for paying for your own repairs. Sorry you learned such a hard lesson. Never have an accident and not get a police report. The insurance company is not going to pay out based on someone's word. A police report is needed to file a claim.


At fault party of an accident lied to police about insurance who do you report this to so that they will have to pay fine?

You should call and report this to the police. Also, you should contact your insurance company and advise them about this. If you carry uninsured motorist coverage on your policy, and can prove to your company that the other person is uninsured, your company will pay to have your car repaired and send the bill to the uninsured person.


If you didn't report your car being vandalized to either the police or the insurance company for a few months can you report it now?

You can certainly report it. The police won't waste time investigating. Your insurance company will probably not process the claim since you didn't report it when it happened, but they might pay. So they can reject the claim because it is late? Is this likely?


If a police report says its your fault for a car accident can your insurance fight it?

Can they fight it for you? No. Can the try to bargain with the other insurance company on how much they are willing to pay? Yes.


If you were a pedestrian hit by a car and you were not able to get any information on the car or driver will the insurance company still pay the hospital bills without that information?

Which insurance company? If you don't know who it was, who should pay? If it was a hit and run accident, perhaps the police could help. If not, there should be a police report and you can get the information from there.


What can you do when your homeowners insurance company does not pay on a burglary claim?

It depends on why they didn't pay the claim. If you have the coverage and followed the requirements, like making a police report, cooperating with the insurance company as well as the police then you should have no problem with a claim, if it was in fact a theft. Otherwise you can always sue the company or file a complaint with your state department of insurance if you feel you were denied coverage you paid for.


Will insurance pay if you do not have a police report?

Police reports are not necessary, insurance companies can recreate the occurrence from the damage on the vehicle and determine who is at fault.


If a car backs into you in a MN parking lot a no fault state and there is no police report can you make them pay?

"No fault" in MN means that your own insurance company will pay for your medical expenses and/or wage loss if you are injured in a motor vehicle accident. Even without a police report you can contact the other driver's insurance company and make a claim for your property damage, if you have any. If the person is uninsured you then contact your insurance company to settle the property damage.


What happens with the insurance if you get in a wreck and its your fault?

We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable


If you are at fault but there was no police report and the other driver was driving someone else's car and they have no insurance and a suspended license will your insurer or you still have to pay?

Most insurers are really going to want a police report before they pay. I suspect that the owner of the car is going to find some way of getting their car fixed. If they have the details about you, they are either going to approach your insurance company or you for compensation. They can file a police report, but usually the police want both parties to be present.