Will YOUR insurance go up with a claim?

Answer 1

Depends on the type, amount and your claim history. Usually Comprehensive claims for glass breakage....ie., rock damaged windshield, do not negatively affect your claim history unless there is an unacceptable frequency of them. Some insurance companies don't sweat small claims...under $750.00 for instance. Alot also is determined by how long you have been with your insurance company. If you have a good claim history...ie., very few if any claims...you normally will not see an increase in premium. However, if you just purchased an insurance policy and you have a claim within the first couple of days...the company will keep your policy under close scrutiny. If you have an insurance agent, then I strongly urge you to call them first.... a claim inquiry call to your insurance COMPANY opens up a claim folder/history....your insurance agent can usually answer any insurance claim question you have and also offer valuable advice BEFORE you file a claim with your insurance company.