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Insurance rates are based on what they call 'actuarial tables', which are basically statistics on accidents people get into and associated with various factors such as age, gender, the type of car, and so on. Males are statistically more likely to get into an auto accident, especially under the age of 25 (and especially if driving a powerful car that is difficult to control or a car that is more fun to drive recklessly in), and therefore their insurance premiums will be higher. The insurance company is taking a bigger risk in insuring a male driver, so they charge more money to offset the possible cost of having to pay a claim.
Actuarial tables are not intentionally biased. They are based on empirical evidence -- observed facts. The fact that male drivers are more likely to crash a car is not the result of someone deciding they don't like men. It is an observed statistic in reality.
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Why are new driver insurance rates so much higher for boys than for girls?
Driver insurance rates are higher for boys than for girls because it has been proven statistically that boys are more likely to get into car accidents than girls.
Why do boys pay for more auto insurance than girls?
There are statistics that prove boys are a higher risk on the road than girls. While there are boys out there who are more responsible on the road, there remain more girls who are. Insurance companies typically don't equal the sexes out until the guy turns 25 - he is less of a risk at that age. Boys can get discounts for good grades so it isn't a complete hardship.
Do girls in basketball have a higher risk of getting a concussion than boys?
Anyone, boy or girl is able to get a concussion. However, girls have a higher risk than boys.
Population in 2011 of boys vs girls in the US?
In 2011, the population of boys in the US was slightly higher than that of girls. The ratio was around 51% boys to 49% girls.
What are the reasons that boys pay more then girls on car insurance?
Because statistically, boys have a higher rate of claims due to accidents. Same reason teenagers pay more than older adults.
Why do girls have a higher pich voic?
Girls have higher pitched voices than boys because during puberty a boys vocal cords grow more than girls andÊthicken up which causes their voice to change and become deeper.
Why girls get higher heart beat than boys?
Because of high metabolic rate.
Do girls better than boys yes girls are better than boys?
answerno boys are not better than girls because girls are smarter than the boys(noooooo!!!!)
Do boys or girls have higher resting heart rates?
Girls do. Boys have slightly larger hearts, chests, and lungs which make breathing for them a little better. That why the can run faster and longer than girls.
Are boys bretter than girls?
Boys are much smarter than girls
Are there more girls than boys in 2012?
their are more girls than boys
Who is better at the stroop effect boys or girls?
Girls are better than boys because they developoed faster than the boys did
