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What does liability insurance pays for?
It pays to another party if you injure them or damage their property.
Who pays for damage as a result of a car accident on private property in the State of Florida?
The At-Fault motorist (via their insurance) is liable for damage to property.
How does property damage insurance work?
Property damage insurance covers damage to property, usually with exclusions. The insured pays monthly premiums and files a claim for any damage that the property receives. The insurer then sends out a claims adjuster to inspect and come up with a monetary amount for the damage.
Will liability insurance pay off your vehicle if it is totaled?
Your own liability insurance will never pay for the damage to your property or for your medical expenses. Your collision insurance pays for damage to your property, if it is your fault. Your Uninsured Motorist Insurance or Underinsured Motorist Insurance pays for damage to your property if caused by someone else who is uninsured or under-insured. Your liability insurance will pay for the damage to someone else's property or for someone else's medical expenses, if it is your fault. Someone else's liability insurance will pay for the damage to your property or for your medical expenses, if it is their fault.
Which auto insurance coverage pays for injury or damage that the insured driver causes to other people or their property?
Bodily injury liability and property damage liability should cover those.
What is UMPD coverage?
Underinsurer or uninsured Property damage coverage pays for damage to your vehicle if another vehicle is at fault for the accident but is uninsured or underinsured.
Will liability pay for accidents involving deers?
No. Liability pays for damage to other party's property when you are at fault.
Who pays the property tax if the property is used as commercial?
The state pays the property tax.
If a car with personal liability and property damage parked at a restaurant is hit by car with full coverage who pays for the damage?
The car with coverage appears to be at fault and would therefore be liable to pay for the damage.
Who pays to fix the damage caused by tornadoes?
If you have insurance that include tornado damage, the insurance company will pay. If you haven't, the property owner has to pay himself. Cost of life.
If a neighbor's tree fell on your property who is liable in NZ?
Unless you can prove that the neighbor was negligent by not removing the tree then your insurance pays for your damage. For negligence to occur the neighbor would have to know that the tree was dead and about to fall on your property. Usually you would have had to notify your neighbor in writing of the tree's impending falling for them to be liable.
Who pays for damage to car if the person is not the owner?
The person who is found to be at fault or liable pays for the damage.
