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Mother Nature would be the "responsible" party. The homeowner is not "liable" for acts of nature.
Your homeowners insurance is not responsible for a natural act that causes damage to property of another. Your neighbors car is not listed as covered property on your Homeowners policy. Your homeowners insurance would also not pay if the tree fell on your own automobile.
If a tree falls on someones car they should file a loss claim with their Auto Insurance Company. If they have comprehensive coverage then it will take care of their loss.
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Who is responsible ofr tree falling on neighbors car in NJ?
If the tree was on your property then you are. If it was on theirs , then they are.
Neighbors tree fell on your house who is liable?
Barring some provable negligence, Nobody is liable for an act of nature. Your home insurance should provide coverage for a natural hazard such as this, Likewise if your tree fell on your neighbors house, the same would apply. The neighbors insurance would take car of the neighbors house.Depends on a lot of things. Generally, the tree is considered part of the land. Where it falls is who is initially responsible for the damages. From there, it gets legal depending on multiple factors.
Who pays if your tree falls on neighbors uninsured vehicle?
That's what auto insurance is for. Your neighbors auto insurance will have to cover his damages. In the United States. A property owner is not liable for acts of nature. It's no different than if his own tree fell on his car or if he was parked on a public street or if a tree was blown in from a national Forest down the road. No One is liable for an act of nature.
If a neighbor's tree falls on my car?
This is the same situation as in the house question. If a storm causes a tree to fall and it hits your car then your car insurance will be the only avenue to pay for damages to your vehicle. The only way the neighbor could be at fault is if the tree was dead and if the neighbors knew it was dead and did nothing about removing the tree. You would have needed to send them a letter informing them of the tree as well and asking them to remove it to secure the liability on their part.
Who is liable when your neighbors rotten tree falls on your house or car falls on your property?
In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. Your homeowners insurance will cover damages to your home. The neighbor would be liable only if your can prove the neighbor knew the tree was rotten and posed a risk. If a car falls on your property, that would mean a tornado picked it up and it fell on your home. You insurance would cover that damage.
Who is liable for tree due to storms in neighbors car?
No one is financially liable for acts of nature.
Tree falls on car in private parking lot who is responsible for car damages?
your auto insurance
Who is liable for tree falling on neighbors car due to storms?
No one is financially liable for acts of nature.
Who is responsible for damage to your car if a tree falls on the car during an ice storm and you are leasing the house?
your mother
If a tree in my backyard falls and does damage to neighbors privacy fence is my HO insurance liable for all costs or is his?
No, His insurance will cover his fence. Your home insurance is specific to your property and no one is liable for an act of nature,
Are you liable if your fence falls on your neighbors car during a hurricane?
No, nobody is liable for an act of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle
If a tree on city property falls on your car who pays?
If you do not have comprehensive insurance, unfortunately you do. Bummer!
