Someone was at fault if their was an accident. Just because you didn't get a ticket, doesn't mean that the Police Officer didn't cite one driver for the accident. The codes tell who is at fault. Police have become way to cautious about issuing tickets in accident situations because they don't want to be called to court in these situations. The codes on the accident report tell who is at fault.
There are some very rare exceptions, but in general a stationary object cannot be "at fault" in an accident.
Maybe not, the accident will be 'chargeable' and the ticket also will be on your record. Contact your agent or company's policy services dept for the answer.
The police give citations to those who they believe to be at fault. That person is not 'found' to be at fault other than in a court of law.
The at-fault party. Just because no one was cited doesn't mean some one wasn't at-fault. If no one was at-fault then the accident would not have happened.
no one should be blamed. it is accident, and an accident is an accident.
If you hit a wild deer no one is at fault.
He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.
This is easy to answer. The person who was driving gets the ticket because that person is the one who broke the law.
Not if it happened on private property and generally speaking if you weren't issued a ticket at the scene of the accident you most likely won't get one later. The insurance company can't issue a citation. Only the police can do that.
there always has to be a fault. Something can't happen because of nothing.
The insurance company is the one that determines fault so if you deny it, they can still rule against you.