It's called Collision coverage and is usually purchased along with Comprehensive coverage when you buy your auto insurance. If you purchased the collision coverage option when you bought your auto insurance policy it will be covered.AnswerThird party car insurance.
No. Rental coverage is something you buy extra. "Full coverage" just means you bought liability, comprehensive, and collision insurance.
Auto InsuranceIts just Auto Insurance. If You buy full coverage you will have it or you can just buy liability. The SR22 certificate is not your car Insurance. It's just a form giving proof that you have Insurance. It's up to you if you want to buy Full Coverage or not.
Full coverage auto insurance will be available from all the major insurance firms. Allstate, State Farm, Geico, and Progressive all offer it. Full coverage is more expensive.
There are dozens of ways to get auto insurance. You can buy auto insurance online by searching auto companies or in your phonebook and newspapers. Each company varies on price and coverage for your vehicle.
There are different coverages under an auto insurance policy like the liablity coverage,-(PPI) comprehensive coverage and collision. You switched the insurance and so the new car has only the coverage which you had opted for in your old car which might have been only the liablity - mandatory coverage. Thus technically you had insuracne coverage sufficent to abide to your state rules but your car was not covered for own damges of comprehnsive damage to the car. Hence the insurance company is saying that you do not have coverage. Please check your insurance coverage when you buy a new car and upgrade the same.
No, you need to read your policy and then buy a comprehansive coverage.
No. By "full coverage," I assume you mean you have comprehensive and collision coverage. This does not include rental. You have to buy a special endorsement on your policy to get rental. Hitting a deer is a comprehensive claim and if you have rental, you will get a rental if the car is non-drivable or when it is in the shops for the repairs. If you did not buy rental, the insurance company does not have to pay. Check your coverages.
When a vehicle is financed, you must have comprehensive, collision, and liability or 'full coverage' to protect the bank. I am not sure what you mean by 'requirements' other than that. You can also buy "GAP" insurance, for if something happened and your car is totaled and you owe more that it is worth, the GAP will make will make up the difference
There really is no such thing as full coverage and insurance companies certainly do not use this term. It is an old term that was used to mean you had physical damage coverage in addition to liability on your insurance. Normally it meant that you had comprehensive and collision coverage. Now there are many different coverages that you can add to your policy but still if you buy everything that is available it still doesn't mean that every instance that comes up you are covered.
no coverage at all. Call an insurance company before hand and set up a binder policy at least for the liability.
Buying auto insurance can be a confusing process for even the savviest consumers. Simply understanding the difference between liability insurance and comprehensive coverage does very little to help you decide what type of insurance to buy and how much you really need. Auto Insurance Specialists have the experience and knowledge to steer you in the right direction and make sure you have the proper coverage. They know which insurance companies provide the "best bang for the buck." Cheapest is not always best. By sitting down and talking with you, they can find out what your personal situation is and then recommend the best policy for your needs.