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Overlapping coverage, aka, double coverage. etc. The primary policy is generally considered the one providing the broadest coverage for the loss concerned. Any other coverage provided by additional policies should be considered secondary or trailing coverage that can be accessed in teh event your loss exceeds the limits of the primary policy.

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8y ago
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8y ago

They are called "umbrella" policies.

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Q: When multiple liability policies cover the same loss what is this called?
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