when the application is signed and a check is given to an agent.
A homeowners policy takes effect as soon as you have the agent's signed receipt in your hand unless the agent hands you a piece of paper that says otherwise, at least in this state. (It can still be rejected at the office and you get your money back.) There may be other considerations. It could go into effect when a certificate of Occupancy is issued, or something else is done.
Often the make, model and the license plate comes up on record of the insured vehicle and that may have an effect. Also some insurances do not cover non-named drivers on the policy so essentually if the cops run the insurance to see if it is an active policy (which is being done more frequently) and you're not listed, you may have to release the car to the cops, making the rates go up.
The value of your policy is only as good as the company selling it to you. If they go out of business, your policy may be out of business as well.
No. After midnight, it's another day.
No, But 1 Dimensional Does. The lines may or may not go on forever but that has no effect on whether or not a parallel line will cross.
If you don't have the policy number, go to the insurance Company branch office or surf the net by the name, location etc. Though it's a tiresome job, you may ultimately get your policy number.
No. Some things may go into effect, but things are not totally ironed out with creditors.
Crimes may go unreported
In most cases an insurance policy for a car goes into effect the moment the first payment is made. In the case of medical insurance there might be a waiting period based on the insurance company. Life insurance usually goes into effect after the first payment is made, but there might also be a waiting period before benefits will be issued.
Probably midnight that day or maybe 12:01 a.m. the night before.
The choices in your youthful life will either negatively or positively effect your life. If you go to juvie when you are young and continue to get in trouble that may have a negative effect on you in your adulthood. You may grow and mature and learn from your mistakes or you will continue to go down the wrong path