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group insurace
Most group (insurance you get thru your employer) health companys/policy refer to their insureds as 'members'.
Farmers Group Inc typically requires its insureds to contact their agents directly to make a request for proof of insurance.
Yes, In New York, that is true for medical professional liability.
Car rental companies get their car insurance from the distributors or dealerships where they have acquired their cars.
Yes but you would need to have the lessor and the lessee as additional insureds on the policy.
A minor can not legally enter into most binding contracts As a result a parent or guardian is usually required to approve or authorize a contract by signature. So Although, Yes,, they can obtain Auto Insurance Without the parents listed as named insureds on the insurance contract, However, A parents signature will still be required on the insurance application authorizing the minor to enter into the contract.
There is no national database for insureds, you would need to do some legwork to find out if a policy was in force and call quite a few insurance companies.
Yes ... Some insureds have full glass coverage, others may have a deductible to satisfy before the insurance pays.
I can tell you that in 2004 52 Billion was paid out in life insurance benefits. Currently there is approx 17 Trillion of life insurance in force. 492 Billion of that is on insureds age 65 or older.
Accidents involving uninsured or underinsured drivers are most likely to involve innocent insureds, as the other driver may not have sufficient insurance coverage to fully compensate for damages. Additionally, hit-and-run accidents can also involve innocent insureds, where the at-fault driver flees the scene of the accident.