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Q: When a hit and run driver strikes your car what kind of coverage will you need?
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If you live with a roommate and don't have a car do you need to be listed on your roommates insurance or do you have to have some kind of insurance of your own?

some insurances allow coverage of an additional driver with coverage but you have to ask the agent to include this in the policy.


What kind of renters insurance coverage do I need?

The coverage you need will be specific to your own needs. The best way to asses the coverage you'll need is to speak with someone at the insurance agency that holds your policy. They can help you decide what kind of coverage you'll need.


What kind of car insurance will I get if I am a new driver in Texas?

You will need to get a coverage that you can afford but at the same time will pay for the accident, because according to Texas state law, the driver responsible for the accident will have to pay for the accident. Insurance is a must have and you should compare the rates from multiple companies and get the one with better coverage.


What kind of driver doesn't need a license?

a screwdriver.


What kind of license do you need to be a driver?

A drivers license!


If you have full coverage do you need UMPD coverage or will full coverage suffice if you are hit by an uninsured driver?

you dont have to have umpd coverage if you have full coverage but most of the time on full coverage it has umpd and if you dont have umpd your collision will pay for fixing your vehicle but most of the time there is a higher deductible on collision I know this because i am an insurance agent


Who is liable if you allow someone to drive your car amd he hits you with your own car and you have no unisured motorist coverage?

You have no insurance at all on the vehicle correct? And no other vehicles that have insurance? If the driver has insurance then that is where you need to go to look for coverage, if they are uninsured as well, then assuming he was negliegent (not all ped. accidents are the fault of the vehicle driver), then you will need to bring suit against the driver. Again assuming he was negliegent.


Do I need to insure my car if I have drivers insurance?

It is uncertain what you mean by "driver's insurance". There is a kind of liability insurance called "non-owners coverage" that is often required under a state's Financial Responsibility Law when an individual has been in an at-fault collision, did not have the required liability coverage and when the other party's damages exceeded a stated amount, or when an injury occurs. It is also sometimes required when a judgment is entered against an individual for an auto collision and the judgment remains unsatisfied. Non-owners coverage generally will "follow the driver" irrespective of the vehicle that he or she is driving. Non-owners coverage provides no coverage for the vehicle itself such as for its repair or replacement in the event of a collision.


Does it cost more to excluded driver?

Having a person on your car insurance listed as an excluded driver can actually save money rather than cost more. The excluded driver will need no coverage or liability when it comes to the vehicle they are listed for.


You are trying to download the sync driver for your ipaq and cannot find out what kind of driver you need for x11-21204 ipaq?

I m trying to download the sync driver for your ipaq and cannot find out what kind of driver you need for x11-21204 ipaq?it seems to me that i have right driver,but my PC can not find the pocketpc.what to do,please????Starr Staryj22@yahoo.com


What happens if your husband was driving you to work and hit a parked vehicle and he is not on your insurance?

Subject to any policy exclusion, he more than likely will be considered an insured driver and therefore coverage, however he will then need to be rated on the vehicle. (if he is an excluded driver already on your policy, then unfortunately you have a problem, no coverage for yours or the other vehicle).


Coverage To Drive?

If you are driving a car in the state of Illinois, then you need to carry insurance on the vehicle. Uninsured motorists can get insurance at affordable rates if they know where to look. There is a minimum amount of coverage that the driver needs to have on their insurance. This amount is not high so that drivers can get insurance coverage at an affordable rate. However, if a driver wants to take a risk and let someone else drive their car, they need to carry uninsured motorist insurance on their policy. The minimum amount for this coverage is $20,000. This covers the driver of the car if they were in an accident and were not covered under an insurance policy. In the event of a car accident and the driver of your car or the other car were not covered under their own insurance policy, the uninsured motorist coverage would protect not only yourself but the other drivers in the accident. The coverage will pay for any medical necessities that are incurred during the accident and any wages that are lost. The coverage will only pay up to the amount that you have on your insurance policy. Anything over this amount will be the responsibility of the driver. If the accident was the fault of the other driver, then their insurance will cover up to the amount listed on their policy and then your insurance will cover the remaining amount. An uninsured policy is different than an underinsured policy. An underinsured driver has insurance, but they may not have enough coverage to pay for the expenses if the driver were in an accident. An uninsured motorist has no insurance at all. The only way that an uninsured motorist can usually drive a vehicle is if there is a family member who has taken out the uninsured motorist coverage on their insurance. An uninsured policy is not expensive to get, but it would be best for the driver to obtain their own policy as soon as possible.