Want this question answered?
Insurance companies normally pay out according to who was "at fault" in the accident. A court may decide that breaking a traffic law, (driving while suspended), places you "at fault". If there is substantial money or additional traffic penalties involved you need a good lawyer to sort it out.
You can have insurance on a suspended plate. If you get in an accident with a suspended plate, though, your insurance company may not cover the accident because the car was not legal to drive.
In California, the law is, if you in fact have an accident in California without insurance, and the dmv finds out about it, your license will be suspended for 1 year.
Personal accident insurance covers the insurance in case of an accident during working hours and leisure time. Accident insurance varies based on the premium, but it usually covers the hospital expenses and additional expenses.
What are you asking? Have you had a motor accident? Did the other driver have a suspended licence?
Probably not. I am certain that somewhere in your policy there's a clause stating that you can not drive while your license is suspended.
Yes. The fact that your license is suspended is NOT considered a contributing circumstance to an accident.
It all depends on her insurance cover
You start looking for a good lawyer or a great priest.
Your insurance rate goes sky high.
You will be punished for the violations that you have for driving with a suspended license and for driving without insurance. These punishments will be severe but vary from state to state. The violations on your part will not effect the fault of the accident and if the other party is truly at fault then their insurance company will pay for your damages incurred in the accident.
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.