Hazard insurance is specific to a certain type of problem that can happen to your property. This can be anything from flood insurance to vandalism insurance.
No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.
I beliieve it does.
Yes. But the electrical company's insurance co should cover it if they are at fault.
It depends on the situation. If for example the contractor is a roofer and they damaged your roof trying to make it look like hail damage to get it bought by the insurance company, you can file a police report on them for vandalism and then file a vandalism claim with your insurance company.
The conclusion of vandalism can mean severe consequences for the vandal like stiff fines and maybe even jail time. Long as the person or business vandalized has insurance on their property then they will cover the cost of damages.
Zurich insurance does not cover dogs unless you have a dog employed at your construction company. Zurich insurance specializes in commercial property and causality insurance.
Depends. If you are at fault, the other insurance company has to cover property loss. Personal property loss is most likely an option (not basic coverage) on your policy.
No. Homeowners Insurance does not coverage for automobiles.
Landlord insurance is not a requirement in New York City. Although it is very important to have the landlord insurance. This insurance will cover it if you end up having vandalism or stolen property on your land. Sometimes it will cover for lost rent from renters if your keeping the maintenance up.
Commercial property insurance is important so that a company would not be at risk from fires, theft, and some weather damage. In the event of a disaster, the insurance company would cover any loss. The amount of coverage is between the insurance company and the insured.
This would be covered under Malicious or accidental damage if your insurance company provides this.