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What type of insurance will pay for damage if you are the victim on a hit and run driver?
If you are the victim of a hit-and-run driver, your own auto insurance policy can provide coverage if you have uninsured motorist coverage or collision coverage. Uninsured motorist coverage specifically protects you in cases where the at-fault driver is unidentified or lacks insurance. Collision coverage can help pay for the repairs to your vehicle, regardless of who is At Fault. It's essential to check your policy to understand the specific coverage and limits you have.
What else can I help you with?
What type of insurance will pay for damages if you are the victim of hit-and-run driver?
Medical or Health Insurance
What type of insurance will pay for damages if you are the victim of a hit-and-run driver?
Comprehensive Coverage.
What is the cost of property damage liability car insurance?
Cost varries by state, driver, car type and other criteria. You can get a quote at esurance.com
What type of insurance must every driver have in the state of NJ?
Liability Insurance
What do you do when you are involved in an accident that was not your fault but your insurance has lapsed and the other driver wants your information?
Tell that driver exactly that. And see what type of arrangement, you can come up with. In most states, your license will be suspended for a year, so if its not your fault, explain to the driver, even with your information it will not tilt the scales in his favor with the insurance company, but surely damage your license.
Does comprehensive auto insurance cover damage from road debris?
It depends on the terms of the insurance and the type of damage to the vehicle. Contact your insurance agent for the terms of your insurance. In general, it should.
Why is liability an especially important type of car insurance?
Liability insurance is an especially important type of car insurance because it covers damages that are your (the driver) fault.
If you hit an unlicensed driver will your insurance pay for damages to his car?
This will depend on the type of insurance coverage. The insurance company can decide to go to court and argue that since the driver was uninsured, then they should not be liable for damages.
What type of insurance must you have on a motor vehicle with four or more wheels?
The minimum insurance you can have is where if you crash into someone that you have insurance that will cover the other persons vehicles damage. So that way who ever is in fault has their insurance pay for damage and cost goes up for them for their insurance. So that way driver messes up his car and if he crashed into you his insurance pays for your damage that type of insurance covers other persons vehicle and their health. ---------------------------------------------------------------------------------------------------------- The minimum insurance in most states to be legally driving is referred to as 15-30-5. This means you need at least 15 thousand in property damage insurance, 30 thousand in total damage and 5 thousand in minimum medical insurance. This is an absolute minimum and if you have any net worth or beieve you will someday have net worth you should carry far more insurance than this. To drive for most companies or drive a rental car, they require a $500K minimum blanket coverage.
Can your home owners insurance cover structural damage in your home?
Depends on the specific insurance and the type of structural damage. The question is to vague to be answered adequately here.
What does uninsured motorists insurance cover?
Uninsured motorist insurance covers damages and medical expenses incurred by a policyholder and their passengers when involved in an accident with a driver who lacks insurance. It can also provide coverage for hit-and-run incidents. This type of insurance typically helps cover costs related to bodily injury and, in some cases, property damage, ensuring that the policyholder is protected even if the at-fault driver cannot pay.
What part of coverage is sacrificed for cheap auto insurance?
Usually you sacrifice covering damage to your own vehicle in any type of accident. Most bare bones insurance plans only cover the other driver in an accident so that you would not be held liable.
