If you are the victim of a hit-and-run driver, your own auto insurance policy can provide coverage if you have uninsured motorist coverage or collision coverage. Uninsured motorist coverage specifically protects you in cases where the at-fault driver is unidentified or lacks insurance. Collision coverage can help pay for the repairs to your vehicle, regardless of who is At Fault. It's essential to check your policy to understand the specific coverage and limits you have.
Medical or Health Insurance
Comprehensive Coverage.
Cost varries by state, driver, car type and other criteria. You can get a quote at esurance.com
Liability Insurance
Tell that driver exactly that. And see what type of arrangement, you can come up with. In most states, your license will be suspended for a year, so if its not your fault, explain to the driver, even with your information it will not tilt the scales in his favor with the insurance company, but surely damage your license.
It depends on the terms of the insurance and the type of damage to the vehicle. Contact your insurance agent for the terms of your insurance. In general, it should.
Liability insurance is an especially important type of car insurance because it covers damages that are your (the driver) fault.
This will depend on the type of insurance coverage. The insurance company can decide to go to court and argue that since the driver was uninsured, then they should not be liable for damages.
The minimum insurance you can have is where if you crash into someone that you have insurance that will cover the other persons vehicles damage. So that way who ever is in fault has their insurance pay for damage and cost goes up for them for their insurance. So that way driver messes up his car and if he crashed into you his insurance pays for your damage that type of insurance covers other persons vehicle and their health. ---------------------------------------------------------------------------------------------------------- The minimum insurance in most states to be legally driving is referred to as 15-30-5. This means you need at least 15 thousand in property damage insurance, 30 thousand in total damage and 5 thousand in minimum medical insurance. This is an absolute minimum and if you have any net worth or beieve you will someday have net worth you should carry far more insurance than this. To drive for most companies or drive a rental car, they require a $500K minimum blanket coverage.
Depends on the specific insurance and the type of structural damage. The question is to vague to be answered adequately here.
Uninsured motorist insurance covers damages and medical expenses incurred by a policyholder and their passengers when involved in an accident with a driver who lacks insurance. It can also provide coverage for hit-and-run incidents. This type of insurance typically helps cover costs related to bodily injury and, in some cases, property damage, ensuring that the policyholder is protected even if the at-fault driver cannot pay.
Usually you sacrifice covering damage to your own vehicle in any type of accident. Most bare bones insurance plans only cover the other driver in an accident so that you would not be held liable.