litigate against the vehicle operator personally.
depends on state laws, usually up to 2 years.
Immediately, especially when there are injuries, otherwise it is considered a hit-and run. If the accident is a fender bender on a private lot, like a parking area near a mall, you can just exchane insurance and addresses and phone numbers without getting the police involved,
If the accident is proven to be your fault, the driver can still sue you for a minor fender bender.
No, if there isn't much to it most people here don't contact the insurance.
If a car is parked next to my fence is that OK?
post office - steady stream of cars all day long
If two cars "touched bumpers", but there was no damage, why bother? A "fender bender" implies that something was bent, namely a fender or some other cosmetic part of the vehicle. If there was damage that is to be repaired, there should be a police report for the insurance.
Only you know the extent of the damage and who your insurance will handle the claim.
You need to file an insurance claim on any accident in which a claim is going to be made on both parties.
The cast of Fender Bender - 2003 includes: Aleksander Eelmaa as Aleksander
probably not, especially if the other party does NOT make a claim against you for the damages
call police, cry, drive away, call insurance, get out of car, pull over, and curse