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How is auto liability insurance different from comprehensive insurance?
Liability insurance only covers someone else in the case that you are responsible for damages caused in a collision. Comprehensive coverage will cover a driver that you hit, as well as cover yourself for any damages inflicted during a collision.
Does your home owners insurance cover damage to neighbors car due to high wind?
No, Your Homeowners Insurance will not cover windstorm damages to your neighbors vehicle because you are not liable for acts of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle.
Does homeowner ins. cover a car burned due to bad electrical?
No, Home Hazard Insurance is for damages to your home due to a covered peril. Auto Insurance Comprehensive coverage is for damages to your car. You will need to seek coverage for your car from your Auto insurance Policy.
Does homeowner insurance cover damages made by your car to your neibord house?
Your Auto Liability Insurance will offer coverages for damages resulting from automobile ownership. Homeowners Insurance does not cover autos or auto accidents.
A neighbor's tree fell on my car?
Nobody is liable for an act of nature. The comprehensive portion of your own auto insurance would cover the damages to your own car.
Does comprehensive auto insurance cover transmission work?
Not unless the transmission was damaged in an auto accident. Auto Insurance does not cover maintenance nor does it cover normal wear and tear.
Will your flood insurance cover your car in the driveway?
No, Flood insurance will not cover your Automobile. Your Comprehensive Auto Insurance will cover flood damage to your Car.
Will your auto insurance cover hitting a bird?
Yes, under comprehensive
If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
Does liability insurance cover your car if you are at fault?
Your liability portion of your auto insurance pays for injury and damages for which you are liable to others. Your Comprehensive and Collision portion of your auto policy will cover your own vehicle. One can not be liable to ones self. If you have "liability only" coverage, then their is no coverage for your own vehicle if you were at fault.
Does auto insurance cover telephone pole damage or replacement?
Yes, The liability portion of your auto insurance policy will cover the damages you may do to a telephone pole in an accident.
Does full coverage insurance cover theft?
if your full coverage includes comprehensive coverage then yes, Auto theft is covered under the comprehensive portion of your auto insurance policy.
