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What is voluntary deductible on car insurance policy?

RahulRaofb7572 ∙

Lvl 1

∙ 9y ago

Updated: 9/25/2023

The voluntary deductible is the amount of your deductible agreed too when you purchased your insurance coverage. It's considered voluntary because we can choose our deductibles. Of course, the lower the deductible, the higher the rate.

Wiki User

∙ 9y ago

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Related Questions

What is the normal deductible for bodily injury liability car insurance?

The deductible for bodily injury liability car insurance depends upon what you select. The deductible portion is not covered by the insurance policy and thus high deductible policies have a lower premium. Car insurance requirements also vary from state to state.

Can i just pay my deductible if the other party's car insurance is paying the whole thing?

The deductible applies only to your insurance policy so you can not.

Will Homeowner's Insurance Policy cover something stolen out of a car?

It can. Depends on the item & your deductible.

Do you have to pay your deductible if you crash a rental car?

Read your contract, or talk to the branch where you rented the car. Usually a deductible only comes into play if you did not purchase insurance on the rental car and your own insurance policy is involved.

Can an insurance company with whom you have a policy with take a large deductible from you when your car was totaled but wasn't your fault?

Yes, depending on what kind of policy you have.

Miguel has 500 deductible on his comprehensive insurance policy If his car repairs total 1780.75 what amount will the insurance company pay?

$1280.75

If a truckdriver hits a car who pays the deductible the driver or the owner of the truck?

THE POLICY HOLDER, WHO IS USUALLY THE OWNER OF THE TRUCK IS RESPONSIBLE FOR THE DEDUCTIBLE. If the truck driver is fully responsble for the accident, his insurance should pay for the damages to the car and there would be no deductible. If the car owner went through his coverage first to get repairs done, then the car owner is responsible for the deductible. Then the car owners insurance would go through subrugation to the truck drivers insurance to get full payment of the loss. When that is completed, the car owner would get his deductible returned to him.

Will homeowners insurance cover a damaged car by the garage door?

No, You'll have to seek coverage for the Car under you Auto Insurance Policy. Now if the garage door was damaged then your Homeowners policy may fix it if it is below your deductible.

Does your auto insurance deductible cover your car and the car that you hit in an accident?

You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.

Is there a deductible on liability car insurance?

no

If you are in an accident in Texas and it is your fault will your insurance cover your car repairs?

Yes, if your policy has adequate coverage. If you have full coverage insurance, your car will be repaired completely and your portion of the repairs will be whatever your deductible is.

What is the difference between deductible and premium?

The premium is what you pay for the policy. The deductible is what the insurance company will not pay for what is covered. For example you buy a car policy for collision. You pay the premium of $50. If you crash the car, the company will not pay any thing less than the deductible. If the deductible was $1000 and you sustained $1500 damage, the company would pay you $500. If the damage was less than the deductible, you get nothing.

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