Liability coverage is for damage caused where the driver is at fault in the accident. It specificall excludes intentioal acts. If you intentionally damage another vehicle or other property there generally is not coverage. This is because liability insurance of any type, not just auto coverage, is intended to cover only accidental occurrences.
That said, there are circumstances where the linsurance may cover what might be considered intentional acts, but this relates mainly to self-defense.
Check your Home owners insurance policy for Liability coverage. If you have liability coverage on your policy, you have coverage for your liabilities for certain kinds of accidental damage to the property of another, but it really depends on the circumstances and nature of the occurrence. Illegal or intentional acts are typically bot covered. Contact your insurance insurance agent for specifics.
Property damage liability is the coverage section of your liability auto insurance that will pay for physical damage to the vehicle or other property of another person if you are At Fault in an auto accident. This coverage would pay for repairs of the person's car or whatever else is damaged.
Property damage liability is the coverage section of your liability auto insurance that will pay for physical damage to the vehicle or other property of another person if you are at fault in an auto accident. This coverage would pay for repairs of the person's car or whatever else is damaged.
No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
Liability coverage is to pay for the other party's damage in an accident that is your fault. It is divided into two parts, bodily injury and property damage. You have a choice of selecting what amount of coverage you wish to purchase.
Coverage that is provided when purchasing standard car insurance are liability coverage and the legal right to drive. There are two liability coverages: bodily injury and property damage liability.
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Damage caused by bordersWith respect to 'building' coverage, the boarders are not 'insureds' (by definition) under the policy. Intentional or negligent damage caused by a household resident are not covered under an owners policy.You could seek coverage from the liability portion of your tenants renters policy.
No. You have to have physical damage coverage on the motorcycle also.