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Collision is meant to cover your car when it collides with something else. Comprehensive is also sometimes called other than collision, so it usually covers the other things that can happen such as fire or theft.

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15y ago

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What information do you need to get auto insurance?

Auto collision insurance weiver of deductable


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No. Hail damage to a car is covered by the comprehensive (sometimes called "other than collision" or "comp") portion of your auto insurrance policy.


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Yes, you can buy liability coverage for almost any car. You may not be able to buy comp or collision though.


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I would say that the tow truck is liable for this claim. This is also what your insurance company will say even if they go ahead and pay the claim to keep you happy. Most of the time your company will pay then they will subrogate against the responsible party. If you have comp and collision then their is no issue. If you have comp and not collision then issue of what happened may come into play.


Does homeowners insurance cover your car when it rolls down a steep driveway into a tree?

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