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What does an HOB home owners policy cover?
You are probably referring to an HO-3
Are non rebuildable lots with homes on them insurable?
Yes, However most Insurers will only offer a limited Form HOA coverage, AKA HO1 Home Policy form. The Insurer will likely not offer Replacement costs on a Home Owners Broad Form HOB / HO2 to the home owner when local or federal statute prohibits rebuilding on the property.
Is water damage covered by a homeowner's policy?
home owners always need to pay their water policy.
Can I combine my Oklahoma car insurance with my home owners policy?
No, you can't combine home and auto loans
Is a damaged pool covered under home owners insurance?
It depends on your insurance policy
Does home owners insurance cover everyone in the house?
That would depend on the wording of your policy.
Is fraud covered by home owners insurance?
My home owners policy only covers bank fraud ( if someone steals a check for example) and the limit of liability from my insurance company is $1000...other policy's may be different. Please call your agent.
How do you find out who your home owners insurance is with?
If it is your home, just look at your insurance policy. It will always tell you the name of your insurance company.
Where can contents insurance be obtained for tools stored in a garage?
I have my contents covered on my home owners policy.
Is a stolen motorcyle covered under home owners insurance?
No. It covered under a motorcycle policy.
Can home owners policy insurance be dropped?
Sure, If you don't need it anymore no since paying for it.
Where is the best place to store a home owners insurance policy?
One can store a home owners insurance policy in a safe place like a drawer with lock and key which is not visible around the house. One can also store it in a safe compilation for easy reference.
