depends on the policy. however your deductible will probably be $1000 so it is probably not worth it to replace it with insurance money.
If it is your home, just look at your insurance policy. It will always tell you the name of your insurance company.
It depends on your insurance policy
Yes, In fact you are required to get your own home insurance when you buy a home. You can not inherit the previous owners insurance policy. The previous owners insurance is null and void the moment they sell the home.
No, Your Home Owners Insurance policy will not invoke. Your neighbors Home Insurance policy will also not cover if the animal exclusion exists on the policy. there will be no coverage forthcoming from your neighbors Home Owners Insurance policy. It has become common practice to exclude damage and injury resulting from ownership of vicious animals from Home Owners Insurance Policies around the country. Your Own Medical Insurance Policy however will invoke and afford coverage for your medical expenses. Other expenses such as loss of income may also be covered by your medical insurance depending on the coverages afforded by that policy.
No, you can't combine home and auto loans
No, the only parties who can obtain coverage are the ones who actually own the home.
No, That's what you major medical insurance policy is for.
That would depend on the wording of your policy.
It depends on what caused the damage to the bricks. Did a car run into your brick home, Then the drivers Auto Insurance policy should cover it. Did a storm blow out your bricks, Then your home owners policy would cover it if you have wind storm coverage. If your home is just old and the bricks are crumbling due to age or lack of maintenance, then they may not be covered on your home owners insurance policy. Home owners Insurance, just like auto insurance does not provide coverage for normal wear and tear or for normal maintenence issues.
Yes it can. Consult your home owners insurance policy on how it will affect your rates. Also find out which systems qualify for lowering your rates.
Geico, State Farm, Farmers and Esurance are all insurance companies that offer home owners insurance and have websites where you can request quotes or additional information about a policy.