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Admitted or standard insurers are regulated by the State while non-admitted (aka non-standard or Excess & Surplus Lines / E&S) insurers are not. Non-admitted therefore have a lot of freedom with rates and underwriting that the standard carriers don't have. Admitted insurers also participate in the State Guaranty Fund which pays claims when insurers become insolvent while non-admitted insurers do not. Those are the main differences.

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12y ago

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A nonadmitted insure who provides insurance coverages that are not available from an admitted insure is called?

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If your parked car was hit and run are you covered?

Depends on your insurer. Contact your insurer for more info.


Insurable interest is a legal right to insurer discurse?

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Where can one find reviews for a car insurer?

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What are example sentences for the word admitted?

The dangerous spy has already been admitted to the inner sanctum.