What is a good limit to have for bodily injury car insurance?

Answer 1

A good place to start in figuring out what amount of bodily injury liability is to look at your net worth. Remember you can be sued easily for hurting someone in an auto accident. I personally think no one should have less than 50/100/50 liability coverage. If you own a home you should have 100/300 or more. Really you should ask your agent to assist you with this question. If you look at the difference in cost for increased liability it is quite small. Most claims come in the smaller amounts so most of the cost is put into the lower levels of liability cost. To increase it is very inexpensive.