Surcharge: Additional premium amounts charged to a policy due to ticket, At Fault acccidents, higher risk, youthful or inexperienced driver, etc... Discounts: Credits that can be applied to part or all of the coverages on a policy: Anti lock brakes, alarm system, airbags, multi-car, association membership (like AARP) Hope that helps. Surcharge :Additional reasons : bad credit history, claim frequency is high, tickets, DUI (driving under influence) , speeding, teenagers, over 70+, Discounts :Additions to above : internet buying (few companies), good driving record, good grades for teenagers, multiple car policies with same insurance company, multiple coverages (auto +home), no traffic violations for more than 3 years, defensive driving, driver training courses, higher deductibles.
There are many discounts available for customers of Allstate Auto Insurance. They offer discounts to drivers who have a safe driving record. If one renews their policy prior to the expiration date, Allstate will offer an early renewal bonus.
AAA does offer a variety of discounts and benefits on auto insurance for its members.
Many drivers don't own their own vehicles. For these individuals, a non owners auto insurance policy can be a very responsible buy. However, as with a standard policy, it's always good to ask your insurance provider about any available discounts when looking into non owners auto insurance. Many insurance companies will provide discounts to drivers with a history of safety or drivers who take special defensive driving courses. Other discounts may be available depending on the insurance provider, but it's always a good idea to ask or research discount options online to get the lowest possible non owners auto insurance rates.
Many drivers don't ever look into auto insurance discounters, which are ways to lower the overall cost of an existing car insurance policy. If you're serious about paying less for your car insurance policy, it's very important to look into discounters and how they could conceivably keep your insurance costs down. The trouble is that no two auto insurance companies offer the exact same auto insurance discounts, although there are many that offer a few typical types of discounts. An example would be anti-theft discounts, which are applied to drivers who install anti-theft devices in their vehicles, or safe driver discounts, which are typically offered to drivers who keep a good driving record for a long period of time. When you're shopping for car insurance, keep auto insurance discounters in mind. Call your insurance company and ask about their policies. See if you already qualify for any discounts, and if not, consider taking steps to qualify. Discounts can easily lower a policy's costs by 20% or more, so every driver should consider looking into them and using them as needed.
Most insurance companies offer a discount of 5% to 15% on commercial auto insurance polices, when more than one vechicle is insured. Other circumstances, such as having more than one policy with the same insurer can qualify you for further discounts.
Unitrin is now known as Kemper Specialty Insurance. Some ways to receive discounts with Kemper include to have a dual policy of auto and home insurance and adjust the deductible amount.
When you buy auto insurance, always look online before heading to a local insurance office. The online car insurance market is extremely competitive, which makes it a great place to buy a cheap policy or to quickly research the offerings of different insurance companies. In fact, many car insurance providers now offer special discounts to drivers who buy policies online. Ask about these types of discounts before you set up a policy to improve your chances of locking in a great deal on your online auto insurance policy.
Allstate is a great provider for auto insurance. They offer great discounts for good drivers and multiple cars.
Most auto insurance companies offer discounts to good drivers who have few or none traffic violations and accidents. Many car insurance companies also offer multiple policy discounts as well.
You can pay for insurance on an auto that is not yours...but the policy must be the titleholder's policy.
Andybab7- Any auto agencies should be able to write policies for a teenager. It would be very prudent to have your agency add your child on to your policy to take advantage of the multi policy discounts.
Nearly every major auto insurance company can give you a multi car insurance policy. All State, State Farm Insurance, for example. Geico has been advertising a lot for multi car discounts.