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Insurance follows the vehicle, not the individual. If someone else "causes" you to crash... then that individual could be held responsible. It is likely, however, that that person's carrier would deny coverage if the personal "intentionally" tried (and succeeded) in making you crash.

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Q: What if you were driving and didnt have insurance and someone with insurance pulled your sterring wheel down sitting next to you and made you crash can there insurance cover your car?
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