Not likely. I would check your auto insurance policy form and I think you will find that there will be a clause there that covers that. if you do claim on both it could be deemed as fraud.
First make sure you have filed a Police Report. You can sue both the driver and the owner of the vehicle for your loss. They are both equally liable.
Sure, you can make a claim for the damage done to the car if you have physical damage coverage. As for the home, only your home insurance will pay for the damage to the house. The house insurance will not pay for a car and an auto policy will not pay for a house. Even if the same incident gets both.
If you are driving their car and hit their car, then their insurance will pay for the damage on both cars. If you are driving your car and hit their car, then your insurance will pay for the damage on both cars.
In Third Party Motor Car Insurance,when a third person is injured by your car, Insurance Co. will pay him/her under this policy.
When you allow someone to drive your car, you are giving them the coverage of your insurance. If they were to get into an accident, your policy would pay first.
If your Motor Car policy covers First Party and your car gets damaged by a collision, the insurance co. will pay for that. Whereas when there is Third Party coverage in your policy and a third party's car gets damaged by your car, the third party's claim will be borne by the insurance co.
It was your car so your insurance will have to pay. Never loan a car out to someone who is not on your insurance policy.
The excess is what the policy holder has to pay before the insurance company starts to pay. If excess is $100 Damage is $300 the policy holder gets $200.
Yes, there are many parts of a policy that can pay out on certain circumstances. Your car insurance policy may even cover you while you are a pedestrian.
Yes, as long as you had comprehensive and collision insurance on your own policy. Rental companies require you to have these and the other party will not pay for them.
There are very few exclusions in a life insurance policy so it should.
Read your policy.