The insurance company will usually retain the vehicle. You may be able to purchase it from them, call and ask.
Only if the insurance company believes it was your mom driving at the time.
Normally yes. Some companies may require proof that you have repaired the car and it is road-worthy.
Not in Canada.
In most cases, you can get it fixed yourself. When the insurance company totals out a car, that is all they themselves are willing to pay. If you want to pay to have it fixed yourself, most won't care, but your rates may still change depending on the circumstances of the accident.
insurance stays with the car......if collision coverage on the vehicle it would pay......
So in case they get into an accident their insurance can pay for the damage. -becuase if you dont have insurens on your house and i burns down in a fire, you have to pay for it all by yourself. if you get in a car reck or if someone totals your car, you have to pay for the dammage. with ensurance you pay a monthly fee and if something like that happens your covered.
No, the insurance has to be on your car not someone elses.
If it was their fault, their insurance company will cover the damages of your vehicle. I would hope that the person at fault has filed the claim already but you need to make certain. I also hope that a police report was done at the time of the accident.
yes you can but if you wreck and they have insurance their car will be ok but your screwed
It was your car so your insurance will have to pay. Never loan a car out to someone who is not on your insurance policy.
Being a guest in someone's house has nothing to do with car insurance. If someone backs into your car then their car insurance is responsible.