You should get in trouble because you caused the accident.
The owner of the vehicle is usually held liable.
Actually, I think her parents are responsible for any damages because she a minor, so the parents the ones who will be sued or have to pay for any damages of the minor child.
The insurance company is not liable for paying damages. The minor was knowingly breaking the law by driving w/o a license. The parent of the child will be held liable for damages. As will the person/owner of the vehicle if they knew the minor was not a legally licensed driver. If you let an un liscensed/uninsured minor driver your vehicle, your asking for it. If you werent the parent of the minor, they could sue you as well for neglect.
You would need to take either the parents of the minor or the owner of the vehicle to court.
There are 3 possibilities: You ARE responsbile (or partly responsible) If (1) the un-insured driver is a minor and you are their parent or guardian (2) you are the owner or part-owner of the vehicle they are driving (3) the un-insured driver is on your insurance. Other than those factors, you would not be responsible for them.
Not sure what you mean by 'legal rights' you are due (assuming other driver is 100% at fault for the loss), to be put back in the same condition you were prior to the loss, even though they are uninsured and unlicensed, you don't say if the driver is a minor, if so perhaps you could look to the parents for payment. Is the owner of the vehicle different than the driver? If so that is another party to look to. I would file it with my own insurance company and let them handle this. If you do not have collision coverage, then I would start by filing a state report naming all parties.
no
The parents of the first child. Insurance will not cover this because a policy holder has a duty not to let unlicensed driver have their vehicle, whether a minor or not. The first parents are responsible because they knowingly let their child drive without a license and their kid let an unlicensed drunk driver drive their vehicle.
Was the minor driving the vehicle? How did he/she get a hold of the vehicle's keys? If this is the case, yes, you can, it is called "contributory negligence". In all actuality, you can sue anybody in the US. However, in your case, you sue the minor, but the minor's parents/insurance co will be held accountable for all damages.
Actually, this will be covered by your insurance co.
In England and Wales it is a serious criminal offence to be uninsured on the highway.