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The parents of the first child. Insurance will not cover this because a policy holder has a duty not to let unlicensed driver have their vehicle, whether a minor or not. The first parents are responsible because they knowingly let their child drive without a license and their kid let an unlicensed drunk driver drive their vehicle.

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Q: If unlicensed minor is given keys to parents car and finds themselves too drunk to drive causing equally unlicensed minor to drive and get into accident who bears liability for all damages?
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