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You will be responsible for the repair of your own car, if it is repairable.
You may also be financially responsible for all damages (including property damage and bodily injury) sustained to the car and occupants of the other car. Depending upon the severity of the damages, the Financial Responsibility Law of the State in which you have your license may suspend your license and tags.
If the other party had insurance that pays for the repair of the other car, and/or pays uninsured motorist benefits (for bodily injuries) can sue you under a theory of law called "subrogation". In effect, the insurer inherits its insured right to try to recover from you the insurance benefits that it paid.
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How much will auto insurance be after car wreck?
If it is found to be your fault, then your insurance could go up. If you are found to be at fault, then it shouldn't.
What happens with the insurance if you get in a wreck and its your fault?
We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable
What happens if you have a wreck without auto insurance in Louisiana?
You get ticketed and fined, regardless of whether you were at fault or not, Auto Insurance is required by law in the state of Louisiana. You get ticketed and fined, regardless of whether you were at fault or not, Auto Insurance is required by law in the state of Louisiana.
How can you get your car fixed if you have no insurance and it was your fault in the wreck?
By paying for it out of your own pocket.
What happens when you get in a wreck with no insurance but its not your fault?
In the UK, if you are involved in a Road Traffic Accident that is not your fault but you are not insured for third party, the law assumes you are at fault and you may face civil action from the injured party. You may also face criminal charges for driving without insurance.
What is liability insurance?
Vehicle liability insurance is insurance that only covers the other car. That means that if you get in a wreck, you are liable for what happens to your car. It also means that that your insurance company will pay for the damages to the other person's car if the accident is found to be your fault, but if it is the other person's fault, then their insurance will pay for the damages to your car.
If your teenager has a wreck how will it affect your insurance?
Depending who is at fault your rates may go up or not. So if your child was not at fault then your insurance will stay the same. If they are then the insurance goes up.
What is vehicle liability insurance?
Vehicle liability insurance is insurance that only covers the other car. That means that if you get in a wreck, you are liable for what happens to your car. It also means that that your insurance company will pay for the damages to the other person's car if the accident is found to be your fault, but if it is the other person's fault, then their insurance will pay for the damages to your car.
You got in a wreck and you are not at fault but you have no insurance Can you still file a claim against his insurance?
Of course you can. You will want a lawyer, however.
What happens if an accident is your fault and you have have insurance?
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
If I drive my vehicle delivering pizzas and have a wreck does my insurance company have to pay if it was my fault and you have full coverage?
Usually whom ever is at fault for the accident their insurance has to pay. If you are at fault your insurance has to pay and the pizza business would pick up the rest.
What happens to No fault insurance in a fault state?
At-fault state laws apply.
