you do or your insurance does.
Your policy may have coverages that will cover your losses, call your claims department to verify.
Whoever did the rear ending usually
You're an a-hole. GET SOME INSURANCE!
If you are driving a car on British roads without a license then you are also without insurance, you have no right to claim for any damage to your vehicle.
any time you are rear ended, it is the other driver's fault, from an insurance standpoint. if you have comp and collision, your insurance company will get you a replacement vehicle. If you only have liabiliy, i am sorry to say, you get nothing.
you have to fint a way to get it out
that does not matter, the person who rearended will be at fault
In New Jersey it is the driver who rear ended him who is at fault. However, that does not mean that the illegal unlicensed driver will not face deportation.
I was rear ended a while ago by a person who was renting a vehicle. She had insurance on the rental and her own vehicle through Safe Auto. Hopefully you exchanged info. with the person that rear ended you! In my case, we exchanged info. Her insurance called me but had told me that since she had rental insurance that the rental place would cover the damages to my vehicle. That was a lie on Safe Auto's behalf. Safe Auto was liable for the damages to my vehicle and after getting on them about my claim through them, I was finally reimbursed. Point being that the claim should be filed through their (the person that rear ended you) insurance company. If you didn't get any of the other person's info. then I would suggest talking with your own insurance company.
You should still attempt to get insurance information from the other driver. Unless that person has rendered payment for your damages, your expenses will be your own. The other option is to sue the person if they will not pay voluntarily.
If you have collision coverage, file a claim with your insurance company. They will pay for your damages, minus your deductible, and then pursue the other vehicle's owner to get your money back (Also check your policy to see if you have Uninsured Motorist Property Damage). If you don't have either coverage, you would have to pursue the other vehicle's owner legally.