You are responsible for the damages..that is why they ask do you want to purchase their insurance or if your car insurance will cover the rental...And once you sign the papers you have agreed to the terms and conditions..
If the other vehicle was parked, there was no other driver to have license, insurance or registration. The driver who hit the parked vehicle is at fault and is liable for all damages to the parked vehicle.
if it there fault there insurance pays
Fill out accident report with police. The person's insurance will pay for repairs.
No because they will only give you 25%, not even enough to buy a new hood! my car was parked and hit from behind and severly damaged the right quarter panel and more should i be worried about after effects from this backend damage
Is the car on Private property or parked in a public place? On your Private property, without valid Tags and Without a loan against it then no insurance required.
The mechanic is not responsible for what happens in his parking lot. Your car has insurance, you will have to file the claim through your company. You should file a police report so that if the hit and run guy is caught, he will be responsible.
If you have collision coverage on your car, your insurance co will pay for your damages. However, if you don't have such coverage, you're stuck with all bills.
That would be considered a hit and run which would fall in the comp/coll portion of an insurance policy
the police can only take your car if you have a violation. they can't take your car without any violation even if it doesn't have any insurance. What country are you in? In Britain no tax or no insurance means points on your licence if driving and even if parked means towed away with heavy fine, storage fees and if not sorted in 14 days the car is crushed.
You can pay for it yourself or file a claim with your insurance company and they will take care of it. Do realize that your premiums will go up. So do the math, if the damage is more than your deductable plus the difference in what you will pay if your insurance goes up (for 3 years worth or however long your company raises the rates after an accident), then it is worth it. You can either fix it or leave it damaged. If the damaged vehicle carries collision insurance (not just liability) you can probably have repairs made but you get to pay the deductible.
ill let you know just had this happen to me last night....and they ran. cops got them though.
Several things can happen. Allowing you parked legally other than insurance: the person who hit your parked car is responsible to pay damage. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other guy should pay anyway. Don't admit to driving with out insurance!