What happens if an uninsured and unlicensed person has an auto accident?

Answer 1

Liability of Uninsured Drivers in the USA.The At Fault driver is always the primary person liable for damages from any accident they cause whether licensed, insured or not. Licensed status does not negate liability.

In the U.S. both the at fault driver and the registered vehicle owner can be held financially liable. If no nsurance is avalable, you owe personally for all the damages and may have some fines to pay as well.

Happy Motoring

Wrong Answer for USA, Perhaps valid in some other countriesIf an unlicensed driver is involved in a automobile accident, they are, by default, responsible due to the fact that they are not legally operating a vehicle. Their presence on the road is considered the first in the chain of events that lead to the accident. AnswerDepending on how serious injuries were, if any, this type of crime carries about the same weight as Driving while intoxicated. You will probably do jail time and if you ever get licensed will need an SR-22 slip often. AnswerWould you please provide me with the supporting legislation, rule or other that substantiates this. My son was involved in an accident with an unlicensed driver and the State of NJ Department of Insurance and Banking had no idea what I was talking about when I mentioned David Adam's answer which read,

"If an unlicensed driver is involved in a automobile accident, they are, by default, responsible due to the fact that they are not legally operating a vehicle. There presence on the road is considered the first in the chain of events that lead to the accident." <--- "they told you wrong."