In the U.S. both the at fault driver and the registered vehicle owner can be held financially liable. If no nsurance is avalable, you owe personally for all the damages and may have some fines to pay as well.
Happy Motoring
Wrong Answer for USA, Perhaps valid in some other countriesIf an unlicensed driver is involved in a automobile accident, they are, by default, responsible due to the fact that they are not legally operating a vehicle. Their presence on the road is considered the first in the chain of events that lead to the accident. AnswerDepending on how serious injuries were, if any, this type of crime carries about the same weight as Driving while intoxicated. You will probably do jail time and if you ever get licensed will need an SR-22 slip often. AnswerWould you please provide me with the supporting legislation, rule or other that substantiates this. My son was involved in an accident with an unlicensed driver and the State of NJ Department of Insurance and Banking had no idea what I was talking about when I mentioned David Adam's answer which read,"If an unlicensed driver is involved in a automobile accident, they are, by default, responsible due to the fact that they are not legally operating a vehicle. There presence on the road is considered the first in the chain of events that lead to the accident." <--- "they told you wrong."
The person will never be able to get a California d/licenes. He or She is responsible for all damages and more likely spend time in a correctional facility.
My insurance canceled uninsured person hits someone in rear what happens to me
As you failed to tke a insurance, you will have to pay from your pocket entirely.
If you have Auto liability Insurance and you gave this person perrmission to drive, The Insurer will probably have to pay the bill for the accident. The company will then probably have to promptly cancel your insurance coverage for allowing an unsinsured unlicensed driver to operate your vehicle. Your next Auto Insurance Policy premium will take into account your claims history and charge accordingly.
The uninsured part would mean that the person or persons responsible would have to pay for it. If they have an accident in someone elses car they will probably be questioned in court.
Yes, (subject to policy exclusions and your state law regarding uninsured unlicensed drivers), the person that is negligent, at fault is the one responsible for the damages to the 'innocent' party. Regardless of their licensing/insurance in most cases.
no it is against the law for an unlicensed and uninsured driver to purchase and drive a car off the dealer's lot. The dealer will be held accountable, if this person has or causes an accident that takes someone's life.
Find the person who owns the car and sue them, and hope that you have enough uninsured coverage to fix your car
unless the person stole it then the owner is responsible. the uninsured person might be covered under the owners policy as extra driver though.
If the accident is your fault, your liability coverage will pay for the other person's damages. You will be out of luck as no coverage will be afforded for the damages to your vehicle or any injuries to you or your passengers.
Uninsured motorist coverage
There is nothing much you can do if you are involved in accident with an uninsured car. There are reason why the other person do not get insurance as it could be because of his economic problems. A recent study showed that there are huge number of people in US who do not contain their auto or car insurance.