Whether the drivers injures are covered under the insurance depends on the type of insurance carried. It also depends on if the wreck was their fault or not.
Yes.
If you have insurance on a car anyone who you give permission to drive the vehicle is covered under your insurance. This is normally covered when insurance companies ask if there will be any other drivers for the vehicle.
In answer to your question, teen drivers can get insurance in Illinois. However, they must be covered under their parents' auto insurance policy. The cost will be higher for the parents.
You may get a ticket for no insurance. But you can still file a claim under the at fault drivers auto insurance.
Yes a RIFLE can be covered under insurance
In Minnesota they are not and so I am sure other no-fault states are similar. However, the motorcyclist can make a claim for personal injuries against the at-fault party, if there is one.
No, but it may be covered under your dental insurance plan.
Dentures are something that is generally covered under your Health Insurance policy.
As a broker, I can tell you NO, there is no coverage if you are at fault. Now if you are only partially at fault, example, 50%, and it's proven, there may be coverage under your carrier. I'm in Canada where things are a bit different but it wouldn't hurt you to try right?
My guess here is no. Under the federal privacy laws I don't think you would get it, but since they are at fault you don't need to worry about the coverage it is their problem not yours. Let your attorney or insurance handle it.
Car insurance normally does not cover personal content that is not attached to the car. Your car stereo is covered (if it is installed) your iPod is not, nor are your CD's etc... They would however be covered on your home owners insurance, even while in your car. Well not 100%... if you live in Ontario and you get into a NOT AT Fault accident then your contents will be covered under DCPD. other then that no.. home insurance.