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Renters insurance can be purchased for an apartment or rented home or condo. Most standard policies come with contents coverage, liability coverage, and reimbursement for external living expenses in the event that your residence is significantly damaged.
Here is an informative article I found on how to find affordable renters insurance:
http://www.insuranceagents.com/free-renters-quotes.html
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What does renters insurance cover in my apartment?
Renters insurance covers things of value in your apartment. It also covers you in case your apartment becomes unlivable and will reimburse rent for temporary living elsewhere.
What does assurant renters insurance cover?
Renters insurance really does cover a lot. It covers natural accidents, burglary, theft, fire, vandalism, and smoke damage. It also will pay your rent for a few months if you get hurt in the apartment.
What is the cost of renters insurance for the average apartment?
all depends on the location of the apartment and who you go with for renters insurance but you can pay as low has 9 a month or has high has 100 a month
Does renters insurance cover your car?
No, it does not.
Where to get info on affordable renters insurance?
Renters insurance is a necessity for anyone renting or subletting a home or apartment. Whether you live in a single family home, duplex, town home, condo, loft, studio or apartment, you need to have renters insurance to protect your belongings and your liability.
Can landlords require renters to pay for a hotel while apartment is under construction?
The landlords insurance would cover the hotel costs if your apartment was damaged under a covered insurance loss. Your tenants insurance would also provide coverage as well.
Does homeowners insurance cover a renter?
No. That's what renters insurance is for.
Will renters insurance pay if a car is hit on property?
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
Will renters insurance cover a broken laptop?
no
Is renters insurance required in California?
Unlike auto insurance, there is no state law in California that requires a renter to carry insurance. However, there is a growing trend of Landlords requiring their tenants to carry renters insurance as a part of their lease agreement. Regardless of whether or not your landlord requires you to maintain insurance I would recommend looking into obtaining a renters policy for yourself. Renters insurance is usually very cheap in California. Many renters policies not only cover your personal property in your apartment, but anywhere in the world as well.
Does a cosigner for a contract on an apartment share in the liability and if so can one cover the cosigner's liability with tenants insurance?
Yes the co signer is responsible for the entire terms and requirement on the lease just like the primary renter is. NO renters insurance cover the contents of the apartment and in case you cause a flood to the unit below and items of that nature. There is no insurance for the co signer
Can you carry renters insurance over to a new home?
Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.
