What does liability car insurance not cover?

Answer 1

Liability automobile insurance only covers damage caused by you to another party for their bodily injury and property damage caused in an accident where you were the fault. The coverage is limited by the policy and the amount of coverage purchased. For example, the insured may have 25/50/25 which means the maximum that the company will pay for damages on your behalf is $25,000 per person for bodily injury with a maximum of $50,000 per accident for bodily injury, and a maximum of $25,000 in property damage. Liability also comes in CSL or Combine Single Limits where you may have purchased an amount such as $100,000 per accident no matter what area it is needed to be paid.