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How does a driver class rating of 51 effect my rating on an auto insurance policy?
This just sounds like your insurance company classification codes. These codes don't mean anything to you or anyone else except for the insurance carrier. Sometimes people get too iinvolved in what their code means and does this number or that letter make their insurance higher. Driver Class 51 could mean 25-64 year old married male drivers. Every driver on your insurance policy has a class cose. It's just ways of grouping certain individuals based on factors where they are similiar. They are nothing to worry about and nothing you can do anything about.
If you are a passenger in an uninsured driver's vehicle does that mean that you are not covered either if he has an accident?
If you mean are your medical bills covered -- and assuming your state requires medical coverage on auto insurance policies -- then, no, you wouldn't be covered by any policy of the driver's since, of course, no policy exists. However, if you have your own auto policy, that policy would then become primary. After that, your health insurance would be primary. Unfortunately for the uninsured driver, if you do have to go through your own health insurance, there's a big possibility that they will go after the driver for any payments they make, particularly if a driver is legally required to carry auto insurance in your state (again, insurance that included medical coverage).
What is excess insurance mean on an subcontractors insurance?
The term 'excess' insurance is usually for liability coverage. An excess liability policy is also commonly referred to as an 'umbrella' policy because it offers additional coverage over other liability coverages. In the case of a subcontractors insurance, it would be a policy which would extend higher limits than the base policy on general liability and auto liability.
What does personal injury protection mean?
Personal Injury protection, Also referred to as PIP, is first party medical coverage on your Auto Insurance Policy for injury sustained in an auto accident.
What is the definition of any auto on auto insurance policy?
It means any covered Auto or any of the automobiles listed and scheduled for coverage on your auto insurance policy.For example, you have 3 drivers and 3 vehicles on your policy. Typically even though the vehicles may have an assigned driver to each car on the policy, any of the drivers are covered to drive any of those vehicles.It can also mean other driven personal autos such as a replacement or a rental car.Happy Motoring
What does it mean when someone is excluded from an auto insurance policy?
By excluding a person from an auto insurance policy, you are stating that the "excluded" person will not drive the insured vehicle, and that you understand that the "excluded" person is not covered by your insurance in the case of any traffic violation (accident, ticket, etc.). It means there is no coverage available to the excluded person in the case of an accident while driving the said vehicle. There will be NO COVERAGE.
What does NIL mean on an insurance policy?
Nothing
What do they mean when they ask are you insured?
Do you have any insurance. If driving, they ask for your proof of auto insurance.
What does ee mean in an insurance policy?
If it is health insurance quote. It means Each Employee
The recently deceased told you he put only you on an insurance policy but you do not know the Life Ins Co name?
Assuming you mean he put you on as sole beneficiary to his life policy? Start by contacting the insureds known insurance companies and agencies that worked with him for Auto and home insurance, health and disability etc. Check with the employers, unions, associations etc.
What does effective policy date mean?
The Policy effective date is the date that your insurance coverage started under that policy.
If i take a class will my insurance come down?
Guessing that you mean a driver improvement class, and your car insurance. It MAY. You need to check with your insurance company.
