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O.J. Simpson with a knife,

Slashed Nicole and took her life,

And when Ron saw what he had done,

O.J. two, witness none.

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Q: What does Home owners policies cover?
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How do standard home-owners policies differ from condo insurance policies?

There is some liability with condo insurance since a fire in your home could also do damge to a neighbor. Regular home owners wont cover that since buildings are sperated.


Does home owners cover you barn?

There are different coverage types for homeowners policies. You need to check with your provider to see if they offer "other structures" policies. The majority of homeowners policies only cover your house, which included all attached building such as a garage.


Does state farm home owners ins cover damage to RV due to weather?

No. RVs require their own insurance policies.


Does sentry offer home owners insurance?

Sentry insurance offers a range of policies to cover your home and business's insurance needs. They do provide home owners insurance, as well as options for people who own condominiums and those who rent their apartment or home.


Are Boat Houses covered under an Home Owners Policy?

State Farm homeowners policies cover boats stored at residence for up to $1,000.


What is difference between home owners insurance and rental property insurance?

Other than home owners insurance covering your primary residence where you live and rental property insurance covering a home that you rent to others there are a few differences in types of coverage. While most home owners policies cover the building you live in as well as your contents (TV, Clothes, etc...), most rental property policies cover only the building. This is because in a rental property situation you usually do not own the contents inside and the renters have renters insurance to cover their own contents.


Will homeowners insurance cover damage to ATVs?

It depends on your policy perils and exclusions. Generally home owners policies exclude motorized vehicles. ATVs usually have their own insurance policies if you want to get them covered.


Does met life basic insurance cover a broken pipe under your house?

Most home owners policies will cover it unless the water from the broken pipe did not cause any damage to the property.


Does home owners insurance cover a replacement tree that was 100yrs old?

It just depends on what type of policy you purchased and what coverage you have. Some policies cover shrubs and trees while others just cover the structure and owners liability. If you have a broad homeowners HOC or "All Risk Policy" then it probably will.


Does your home owners insurance cover your foundation?

No.


Does your farm bureau home owners insurance cover you if you are working in someone elses home?

Homeowners insurance policies are personal lines coverage and typically do not provide coverage for commercial or work related activities.


Does home owners insurance cover accidental falls?

It depends on the circumstances. Most homeowners insurance policies will cover some of the medical expenses if a person falls and gets hurt on the homeowners property, but only if the homeowner was negligent.