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What do you do if the driver who hit you does not agree to contact their insurance company?
If you have their driver's license number or the license plate number from their car, you can call the Division of Motor Vehicles for your state to obtain insurance information. From there, follow that company's procedure for reporting a claim. You could report the loss to your own insurance carrier and even make a claim if you think the damages exceed your deductible. Your insurance company would then contact the insurance carrier for the other party and make a claim to recover any amounts they had paid you, including your deductible. This is called subrogation.
What else can I help you with?
How much do auto insurance rates go up after an accident?
You will need to contact the policy services dept. of your insurance company or your agent for this information.AnswerYou will need to contact your agent or policy services dept for you insurance company for this answer. i totally agree
If you agree to an accident settlement with the insurance company can you sue the business that was involved and covered by the insurance provider?
No.
What do you do if the driver who hit you does not agree to contact their insurance company and they have the same insurance company and agent as me?
Talk to your agent and ask them for assistance with the matter. The insurance company has an obligation to get there insured side but the insured has an obligation to assist the company in the investigation of the claim. If the insured does not assist in the investigation then coverage can be voided. I imagine that the driver is not the policy holder in this case but you didn't give that fact. After a reasonable amount of time and after reasonable attempts to contact the driver the adjuster can and should make their determination of liability with the information that is in hand, meaning the police report and any other information. If they do not make reasonable efforts to investigate the claim the other insured can actually sue the insurance company for not properly defending them. Most adjusters are just like everybody else and want to get their job done correctly, get you paid properly, and close the case. Reasonable time on this would be 7-10 business days at the most barring unusable circumstances. This would give them time to call and send a registered letter. If there has been a police report submitted to your insurance company, Both the Police and your insurance company will locate his carrier. There is really no way to get away from it. A Police Officer can get an awful lot of information from a driver's license number and a registration (plate) number, If they have the same company, I reeally do not know how that would be handled. Either way, the single insurance company is going to pay for any damages.
Just what exactly is auto insurance?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Will your auto insurance cover a permissive driver if you are disabled and cannot drive?
It sounds like this person will be a regular driver and as such they should be listed on your insurance as a driver. In your policy you agree to list all household residents and regular drivers. They should be listed on your policy.
How do you use the word underwrite in a sentence?
The insurance company would agree to underwrite a policy on a person or a place.
What is the best insurance company to go to for snow mobile insurance?
There are a lot of companies that covers snow mobile insurance. The best company that many people agree to be is Progressive, since it offers a better deal than most other companies.
How much is the fine for letting a unlicense driver drive your car in New Jersey from a insurance company?
Insurance companies do not fine anyone for any reason. However, if you allow a person who does not have a license drive your vehicle it is most likely a violation of the terms of your insurance policy which is a legally binding contract. In the contract you most likely have agree to report any drivers to the insurance company and not to allow anyone who is unlicensed to drive your vehicle. By violating the terms of the contract the company will most likely not cover any damages caused while the vehicle is being operated by unlicensed driver. This will void the policy completely. Why would you want to do this for any reason?
What is C8 in workers comp?
It is a case registered by an insurance company with the WC board when they dis agree with the claim submitted
What is recourse for homeowner whose insurance company paid contractor in full and contractor refuses to complete the job as agreed to with the insurance company?
Your contract with the tradesman is between "You and the Contractor", He did not contract with your insurance company. All the insurance company did is agree to pay the bill for you. So you would need to bring your own civil or criminal action against your contractor depending on the circumstances.
Why cant you get your aftermarket radio out of your car at the tow truck company yard if your car is totaled?
Once you sign that paperwork, you agree to relinquish the vehicle to the insurance company as is.
Can someone put your car on their insurance policy without your permission and without you being listed as a driver?
Who knows. Even if they do, you have no insurance coverage and they have wasted their money. The insurance company can not and will not pay any claims arising out of any incidents with a vehicle that does not belong to to the policyholder. Purchase your own insurance. It is a legally binding contract in which you state that you own the vehicle and that you have listed all household members and/or drivers and that you agree to notify the insurance carrier of any changes to such.
