We used to call this "full coverage" but insurance companies do not use the term "full coverage" anymore because there are always cases where there is no coverage. Such as damage done intentionally by the insured, and certain other rare occasions. I'm sure some lawyer sued when someone burnt their own car up because the agent said he had full coverage.
911, unless it is a very minor collision. You would also call the insurance companies of the drivers involved.
To purchase good collision car insurance, you can call or visit Geico.com. They have lots of coverage options and you can decide to go with them or any others such as All State or Progressive.
You call your insurance company and file a collision claim. You pay your collision deductible and they will set up repairs for your vehicle.
Collision coverage's varies from state to state and for getting the information about the collision car insurance in Florida you can call Geico customer care and talk with the executive and then for the rates you can negotiate with 2 to 3 providers and then pick the best one
It should. If the "at fault" vehicle is insured, it's supposed to cover the victim's vehicle 100%. If the "at fault" vehicle has comprehensive and collision insurance that insurance is supposed to cover the at fault vehicle up to the deductable amount. Note that the drunk driver will loose his insurance and be required to get the VERY expensive DUI "insurance endorsment" since he/she is now in the highest risk bracket. BTW, when a drunk driver causes a collision it's not called an "accident". Accident is when things just happen. Driving drunk is the CAUSE of the collision and as such the collision is not called an accident. Call it a wreck, crash or just about anything else that takes away the implication of a random act.
They will wait for you to contact them! If you have comprehensive and collision coverage, you can file the claim with your agent and let them handle it for you. If not, file a claim with the at-fault driver's company.
In my opinion it does cover theft. To be sure I would call the insurance company of my choice and ask them about their policy.
If you have a deductable and it's worth it then file a claim, you may get it on your comprehensive for being stolen. Depends on your insurance? Call them and ask.
No. As per Motor Vehicles Act, 1988, your Comprehensive Car Insurance Policy is only valid in India. It does not cover your other car abroad.
It depends on the State in which the vehicle is registered and insured. A Named Non Owner cover only liability: Bodily Injury and Property Damage to a third party. I believe the parents would need to purchasea policy with Comprehensive, Collision and Medical Payments in addition to the NNO policy. Simply call your Insurance Agent and find out! Good Luck!
"Business insurance" actually covers a lot of different types of insurance. This page: http://businessinsure.about.com/ has comprehensive coverage, including links to companies that sell policies.
If you have plate numbers you call the police. Hit and run is a criminal offense. What will happen will vary on your insurance coverage (If you have good comprehensive insurance, you will be covered less a 500.00 deductable)