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We used to call this "full coverage" but insurance companies do not use the term "full coverage" anymore because there are always cases where there is no coverage. Such as damage done intentionally by the insured, and certain other rare occasions. I'm sure some lawyer sued when someone burnt their own car up because the agent said he had full coverage.

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Q: What do you call comprehensive and collision insurance if you have both?
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Who do you call if you have a collision?

911, unless it is a very minor collision. You would also call the insurance companies of the drivers involved.


Where can I get collision car insurance in Virginia?

To purchase good collision car insurance, you can call or visit Geico.com. They have lots of coverage options and you can decide to go with them or any others such as All State or Progressive.


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Will car insurance pay for a car totaled in a DUI accident?

It should. If the "at fault" vehicle is insured, it's supposed to cover the victim's vehicle 100%. If the "at fault" vehicle has comprehensive and collision insurance that insurance is supposed to cover the at fault vehicle up to the deductable amount. Note that the drunk driver will loose his insurance and be required to get the VERY expensive DUI "insurance endorsment" since he/she is now in the highest risk bracket. BTW, when a drunk driver causes a collision it's not called an "accident". Accident is when things just happen. Driving drunk is the CAUSE of the collision and as such the collision is not called an accident. Call it a wreck, crash or just about anything else that takes away the implication of a random act.


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Child gets non-owners auto insurance on parent's car are they required to also carry insurance?

It depends on the State in which the vehicle is registered and insured. A Named Non Owner cover only liability: Bodily Injury and Property Damage to a third party. I believe the parents would need to purchasea policy with Comprehensive, Collision and Medical Payments in addition to the NNO policy. Simply call your Insurance Agent and find out! Good Luck!


If I own a business what company can I call about getting business insurance?

"Business insurance" actually covers a lot of different types of insurance. This page: http://businessinsure.about.com/ has comprehensive coverage, including links to companies that sell policies.


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If you have plate numbers you call the police. Hit and run is a criminal offense. What will happen will vary on your insurance coverage (If you have good comprehensive insurance, you will be covered less a 500.00 deductable)