If your car is in a repair shop and they are working off of an "estimate sheet", have them submit a "supplemental claim" to the insurance company for additional (hidden or omitted) damage and a reinspection. This is a fairly common procedure. If you have already settled and taken the money you must have the adjuster look at the car again and determine in his opinion whether he missed it. Good adjusters will know that there is always the possibility of unseen or unknown damage prior to opening up the vehicle for repair and have pictures to document what he saw at the time of the estimate. Get another estimate from two repair facilities and compare the three. I don't know where your are located, but, as a rule Insurance companies know more about your rights than you do. Most companies have an appeals process in place to resolve such issues. Be Nice, it goes a long way to getting the information you need and a resolution satifactory to all involved. Ask questions and seek help from a higher person in the claims department. If you can't resolve this to your satisfaction on your own then seek legal counsel. This is my opinion only. It is not legal advice, nor should it be taken as such, it is a refletion of successful results from an actual claims scenario.
Usually, it is the responsibility of the owner. However, if you have insurance on your vehicle, they will step in as secondary coverage...including covering the damage to the vehicle you were driving, if you have the coverage.
it doesnt
Are you asking about transmission problems that someone hit you while in park? Or that you didnt have money to fix it and asked the insurance company to help? If its the first scenario, you will need proof that the damage done to your transmission was a direct result from that accident. If its the second one, your insurance doesnt have to pay anything, as that's what warranties are for, not insurance policies.
It's on your car insurance.
sue
well it doesnt do any good
Depends on the kind of insurance you have. There are two types of insurance - mutual and standard. Mutual is a kind where your premium changes based on your claims. Tickets and other minor violations doesnt affect it much. On the other hand if you have a standard insurance, the premium might change for every violation reported as well as any claims.
so it doesnt shrink
Insects, pests, vermin, rodents, etc are basic exclusions of an insurance policy.
Yes i could help you.
It depends on what type of insurance you have and what the damage is. Some insurance companies have a storage plan which basically fall under Comprehensive. Since mice can eat your headliner, your wiring, plastics, etc. it really depends on how bad and severe the damage is. They may not cover something like mice eating a headliner, but if they damage the cars wiring system and it consequentially doesnt allow your car to start, than the insurance company could very well cover the costs of the harness or any parts that may have been damaged due to the rodents. Like if the wiring shorted out the ECM (engine control module) due to rodents eating the wiring and the wiring touching when you started the car. Your best bet is to call your insurance company to find out the particular details of your coverage.
it won't recognize mine either. i have both an iPod nano (original) and an iPod touch. i read on bearshares site that it isn't compatible with the iPod touches or iphones..but i have tried my iPod nano and it still doesnt recognize it.