In this state, your insurance covers property damage to others, the other persons car insurance covers his bodily injury if it is below $ 10,000, otherwise yours does.
Liability Insurance
The two parts of liability coverage are bodily injury liability and property damage liability. Bodily injury liability covers medical expenses and legal costs if you injure someone in an accident, while property damage liability covers the costs of repairing or replacing another person's property that you damage. Together, these components help protect you financially from the consequences of accidents for which you are found responsible.
No. Liability coverage takes care of any costs or damage you may do to other people and property during the course of driving, including both bodily injury to others and property damage. Collision insurance covers damage to your car when your car hits or is hit by another object, while comprehensive insurance covers losses resulting from incidents other than collision - floods, damage caused by external forces, and so on.
Propety Damage covers you if you damage someone elses property. Liability covers you in the event of a lawsuit.
If your basic auto insurance just covers bodily injury and property damage then you usually cannot. It is meant to protect you from having to pay out when you damage another partied property or cause them injury.
Auto insurance includes: liability, collision, comprehensive.Liability covers what you do to someone else's property and body.Collision covers your car when you are at fault in a collision.Comprehensive covers uninsured motorists, theft, vandalism. natural disasters and the like.the answer is liability coverage
Depends on where the moisture is coming from. You would need an adjuster or a contractor to look at the property.
In insurance terms, "PD" refers to property damage or physical damage to property. "Bi" refers to Bodily injury.
A. supplementao
The two liability coverages that include very important aspects are bodily injury liability and property damage liability. Bodily injury liability covers medical expenses and lost wages for others if you are at fault in an accident, while property damage liability covers the costs of repairing or replacing someone else's property that you damage. Both aspects are crucial for protecting your financial interests and ensuring you can compensate others in the event of an accident. Together, they form a fundamental part of auto insurance policies.
flexibility---a+ fool
Liability insurance includes both bodily injury and property damage coverage. This type of insurance protects the policyholder from claims resulting from injuries and damages they may cause to others. It is commonly included in auto insurance policies, as well as in general liability insurance for businesses.