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Covers bodily injury or property damage that you will cause to another person and or vehicle?
Liability Insurance
If you get hit by a deer and only have liability coverage would your car be covered?
No. Liability coverage takes care of any costs or damage you may do to other people and property during the course of driving, including both bodily injury to others and property damage. Collision insurance covers damage to your car when your car hits or is hit by another object, while comprehensive insurance covers losses resulting from incidents other than collision - floods, damage caused by external forces, and so on.
What is covered by property damage liability insurance?
Propety Damage covers you if you damage someone elses property. Liability covers you in the event of a lawsuit.
Can you make an auto claim with only basic auto insurance?
If your basic auto insurance just covers bodily injury and property damage then you usually cannot. It is meant to protect you from having to pay out when you damage another partied property or cause them injury.
Does homeowners insurance covers floor damage resulting from moisture?
Depends on where the moisture is coming from. You would need an adjuster or a contractor to look at the property.
What is Property Type PD?
In insurance terms, "PD" refers to property damage or physical damage to property. "Bi" refers to Bodily injury.
What type of insurance coverage includes bodily injury and property damage coverage?
Auto insurance includes: liability, collision, comprehensive.Liability covers what you do to someone else's property and body.Collision covers your car when you are at fault in a collision.Comprehensive covers uninsured motorists, theft, vandalism. natural disasters and the like.the answer is liability coverage
What insurances covers property damage?
A. supplementao
What is bodily injury and property damage on an insurance policy?
flexibility---a+ fool
What kind of auto insurance do you need to just cover the other vehicle in case of an accident?
So I'm assuming you don't want coverage for damage to your vehicle if it were in an accident. Then your probably just going to need Property Liability & Property Damage Coverage. You wouldn't need to carry comprehensive or collision coverage. I'm from Michigan and we are a NO Fault Insurance state. So in my state most people call it PLPD. In Michigan, this is going to give you liability damage and property damage but no coverage for your vehicle itself. Usually states have minimum coverage that is mandatory. In Michigan, the state minimum is is 20,000 Bodily Injury per Person / 40,000 Bodily Injury Per Occurrence and 10,000 Property Damage. The Bodily Injury covers injuries to the other party and the Property Damage covers the damage to the other person's vehicle. You also are required to have PIP coverage in Michigan, which is Personal Injury Protection which is unlimited. This coverage is your "Medical" coverage. Hope that helps...
What is covered as full coverage?
Full coverage would be Bodily injury/Property damage/ Uninsured motorist/ Comp/and Collison, plus I would add Underinsured motorist. Liabilty is for bodily injury and property damage.
What automobile insurance covers property damage?
A. supplementao
